




1047 Bridge Street, Schenectady, NY, 12303
About This Home
🏡 Perched above it all on a quiet dead-end street, this 3-bedroom, 2-bath gem offers the peace and privacy you've been searching for, with all the conveniences you need. Dream about parking? You've got a massive 2-car garage PLUS tons of off-street parking, pull right onto your brand new driveway! And inside? Many things been done for you. Newer furnace. Newer appliances. New windows. And yes, first floor laundry. That's the kind of everyday convenience that makes a real difference. ✨ BONUS: This home qualifies for KeyBank's $5,000 buyer credit; ask me how you could put that money back in your pocket!
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1920
Materials
- Foundation: Brick/Mortar,Concrete Perimeter
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Gas Oven,Gas Water Heater,Oven,Range,Range Hood,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,In Basement,Main Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Ceramic Tile Bath
- Door features: Storm Door(s)
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 1,506
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,506
- Total interior livable area: 1,506 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 421500 49.4826.1
- Special condition: Standard
Features
- Patio & porch: Rear Porch,Front Porch
- Exterior features: Other
Lot
- Lot size: 9,583 sqft
- Features: Level,Road Frontage,Cleared,Corner Lot,Irregular Lot
Parking
- Total spaces: 5
- Parking features: Off Street,Paved,Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $97 | $1,164 |
| Property Taxes | $441 | $5,292 |
| Electricity | $248 | $2,986 |
| Total | $2,050 | $24,600 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Contingent | $250,000 |
| 2026-08-05 | Pending sale | $250,000 |
| 2026-06-26 | Price change | $250,000 |
| 2026-06-03 | Listed for sale | $260,000 |
| 2023-06-26 | Sold | $160,000 |
| 2023-05-04 | Pending sale | $159,900 |
| 2023-04-27 | Listed for sale | $159,900 |
| 2023-01-15 | Pending sale | $159,900 |
| 2022-12-14 | Listed for sale | $159,900 |
| 2022-12-13 | Listing removed | -- |
| 2022-09-12 | Pending sale | $169,900 |
| 2022-08-19 | Listed for sale | $169,900 |
| 1999-12-30 | Sold | $17,600 |
