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1328 Dewitt Street, Schenectady, NY, 12303

5beds
2baths
1,701sqft
$289,900
$170price/sqft
$2,371/moest. monthly cost
$94,840/yrincome needed

About This Home

Here is an exceptional single family home fully renovated turn key and ready to move in . This property features five bedroom two full baths, living room , dining room and a gorgeous family room with fire place. Private driveway with a single detached garage. Located in the heart of Schenectady accessible to stores and bus line. Take opportunity of this dream home , lots of space than you expect.

Getting Around

58
WalkingSomewhat Walkable
35
TransitSome Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,701

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,701
  • Total interior livable area: 1,701 sqft

Living Room

  • Level: First

Property

Details

  • Parcel number: 421500 49.64335
  • Special condition: Other

Features

  • Exterior features: Garden

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 5
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$113$1,356
Property Taxes $512$6,144
Electricity $281$3,373
Total$2,371$28,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,291/yr
40% on housing$71,130/yr
45% on housing$63,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 12303$173
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12303$200
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$289,900
2025-03-24Sold$200,000
2025-02-01Contingent$220,000
2025-01-31Pending sale$220,000
2024-12-18Listed for sale$220,000
2009-09-15Sold$95,000
2008-05-16Listing removed$119,000
2008-03-09Listed for sale$119,000
2006-08-16Sold$83,555
2005-06-10Sold$73,369
1998-02-20Sold$60,500
1997-10-17Sold$103,285
1994-06-20Sold$80,000

For Sale by Agent

AgentDyaram R Robert
BrokerageThompson Real Estate Team

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