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1116 Austin Place, Schenectady, NY, 12306

3beds
1baths
1,305sqft
$274,900
$211price/sqft
$2,214/moest. monthly cost
$88,560/yrincome needed

About This Home

This meticulously maintained brick cape located in a quiet neighborhood is a MUST SEE!! Massive eat in kitchen with beautiful granite countertops convection/air fry range, with vented hood. Living room with gorgeous hardwood floors. Two bedrooms downstairs with hardwood floors as well as cedar closets. Upstairs is a HUGE third bedroom with newer carpeting and walk in closet. Partially finished basement with tons of room to expand. Newer covered back porch leading to a beautiful secluded fenced back yard with blooming fruit trees. Shed/work shop with full power. 7 year old roof and insulation. Loft in the garage.

Getting Around

43
WalkingCar-Dependent
27
TransitSome Transit
27
BikeSomewhat Bikeable

Schools

2/10
2/10
3/10
Schenectady High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle,Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Gas Water Heater,Range Hood,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partial

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,305

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,305
  • Total interior livable area: 1,305 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 421500 49.69111
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Covered,Patio
  • Exterior features: Garden
  • Fencing: Back Yard,Chain Link,Fenced,Gate

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Private,Garden,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$93$1,116
Property Taxes $485$5,820
Electricity $246$2,954
Total$2,214$26,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,908/yr
40% on housing$66,420/yr
45% on housing$59,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$218
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$274,900
2026-07-31Listed for sale$274,900
2022-12-09Sold$232,000
2022-11-02Pending sale$219,900
2022-10-26Listed for sale$219,900
2013-11-18Sold$105,000
2013-08-27Price change$109,900
2013-08-22Price change$111,000
2013-08-09Price change$112,400
2013-06-24Price change$114,900
2013-04-24Listed for sale$120,000

For Sale by Agent

AgentGordon Iwan
BrokerageHoward Hanna Capital Inc

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