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1205 Helderberg Avenue, Schenectady, NY, 12306

3beds
2baths
1,417sqft
$314,900
$222price/sqft
$2,500/moest. monthly cost
$100,000/yrincome needed

About This Home

Here is a turn Key single family home . Gorgeous inside out , this property features three bedroom and two full bathrooms . The master bedroom has an office space that can be used as an additional bedroom. Full Basement semi finished with workshop, gym area, laundry area and more. Private driveway with detach garage and a carport . Lot is significantly deep of 181 feet and has an active garden also an above ground pool.

Getting Around

50
WalkingSomewhat Walkable
30
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
3/10
3/10
Schenectady High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,417

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,417
  • Total interior livable area: 1,417 sqft

Living Room

  • Level: First

Property

Details

  • Parcel number: 421500 49.69127
  • Special condition: Other

Features

  • Exterior features: Garden

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 4
  • Parking features: Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$106$1,272
Property Taxes $556$6,672
Electricity $246$2,954
Total$2,500$30,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,714/yr
40% on housing$75,000/yr
45% on housing$66,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$218
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$324,900
2010-09-03Sold$64,099
2010-06-23Listed for sale$84,900

For Sale by Agent

AgentDyaram R Robert
BrokerageThompson Real Estate Team

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