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1355 Pleasant Street, Schenectady, NY, 12303

6beds
2baths
1,551sqft
$40,000
$26price/sqft
$543/moest. monthly cost
$21,720/yrincome needed

About This Home

Excellent Opportunity to own a 2 Family House in the thriving City of Schenectady. Great for Owner Occupied or Investment. Turn this distressed City of Schenectady Owned Property into a beautiful place to call home. 2 Bedrooms over 4 Bedrooms. Off Street Parking. Big Backyard Space. Lot size is 33 feet by 132 feet. Close to Shopping, Restaurants, Downtown, Schools, Parks, Bus Line and more. Taxes will be determined by the Tax Assessor. ***$62,500 is the reserve funds needed in addition to the offer amount.*** OFFER DEADLINE IS MAY 25, 2026.

Getting Around

63
WalkingSomewhat Walkable
32
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

3/10
3/10
3/10
Schenectady High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,551

Heating

  • Heating features: Hot Water,Natural Gas

Interior Area

  • Total structure area: 1,551
  • Total interior livable area: 1,551 sqft

Property

Details

  • Parcel number: 421500 49.71321
  • Attached to another structure: Yes
  • Special condition: Other

Features

  • Exterior features: Garden

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 4
  • Parking features: Off Street,Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$15$180
Property Taxes $70$840
Electricity $256$3,075
Total$543$6,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,617/yr
40% on housing$16,290/yr
45% on housing$14,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$26This listing

vs Other Active Listings

Avg $/sqft

ZIP 12303$177
Schenectady County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 12303$200
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$40,000
1994-09-28Sold$66,000

For Sale by Agent

AgentScott Scorzafava
BrokerageScorzafava Real Estate Group LLC

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