1101 Van Velsen Street, Schenectady, NY, 12303
About This Home
OPEN HOUSE, Sat, 8/8/26 from 12-2. Tucked away on a peaceful, quiet street, this beautifully cared-for 4-bedroom, 2-bath home offers the perfect blend of warmth, comfort, and space. Thoughtfully maintained living space, you'll feel at home from the moment you walk through the door. Designed for both everyday living and making memories, this home features a stunning newly built back deck--an ideal spot for summer barbecues, morning coffee, or relaxing evenings. Inside, you'll find spacious bedrooms, inviting living areas, and a layout that makes gathering with family and friends effortless. Every corner of this home reflects pride of ownership, creating a move-in-ready retreat where all you have to do is unpack and enjoy. If you've been searching for a home that offers charm, space, and the tranquility of a quiet neighborhood. Come see for yourself and imagine the next chapter of your story beginning here.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Range
Basement
- Level: Basement
Basement
- Has basement: Yes
- Basement: Partial
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Finished area below ground: 0
- Finished area above ground: 1,836
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,836
- Total interior livable area: 1,836 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 421500 49.72231
- Special condition: Standard
Features
- Exterior features: None
Lot
- Lot size: 4,356 sqft
Parking
- Total spaces: 1
- Parking features: Off Street,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $510 | $6,120 |
| Electricity | $303 | $3,640 |
| Total | $2,386 | $28,632 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $289,000 |
| 2026-07-25 | Listed for sale | $299,000 |
| 2025-07-04 | Sold | $260,000 |
| 2025-03-13 | Pending sale | $264,900 |
| 2025-02-28 | Price change | $264,900 |
| 2025-01-17 | Listed for sale | $274,888 |
| 2024-12-29 | Listing removed | $259,000 |
| 2024-10-17 | Listed for sale | $259,000 |
| 2024-09-25 | Pending sale | $259,000 |
| 2024-09-04 | Listed for sale | $259,000 |
| 2020-05-13 | Listing removed | $147,000 |
| 2020-01-24 | Pending sale | $147,000 |
| 2019-09-30 | Price change | $147,000 |
| 2019-07-05 | Listed for sale | $154,900 |
| 2019-05-27 | Listing removed | $149,500 |
| 2019-05-09 | Pending sale | $149,500 |
| 2019-05-09 | Listed for sale | $149,500 |
| 2015-07-22 | Sold | $20,000 |
| 2010-04-16 | Sold | $100,000 |
| 2009-11-21 | Listing removed | $106,495 |
| 2009-11-07 | Price change | $106,495 |
| 2009-10-03 | Price change | $107,950 |
| 2009-09-01 | Price change | $108,900 |
| 2009-07-12 | Price change | $110,950 |
| 2009-06-02 | Listed for sale | $112,900 |
| 2007-03-29 | Sold | $104,000 |
| 2006-11-01 | Sold | $48,000 |
| 2002-02-20 | Sold | $35,000 |
| 2001-05-29 | Sold | $1,000 |
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