See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

942 Central Parkway, Schenectady, NY, 12309

5beds
2baths
2,383sqft
$345,000
$145price/sqft
$2,860/moest. monthly cost
$114,400/yrincome needed

About This Home

Welcome to this beautifully updated spacious single-family home with 5 bedrooms and 2 bathrooms. The bright and inviting layout provides spacious living areas and comfortable bedrooms. The first floor features hardwood floors throughout, a spacious bedroom, a large living and dining room with an open inviting layout and plenty of natural light. The second floor features four bedrooms and a full bathroom. Enjoy a private backyard and front porch, ideal for relaxing or entertaining. Newer boiler, large basement with laundry room and a bonus room on the 3rd floor. Conveniently located near schools, shopping, dining, major highways and religious centers. Move-in ready- Schedule your showing today!! **Seller will give 10k credit at the closing for appliances and updates. **

Getting Around

82
WalkingVery Walkable
30
TransitSome Transit
50
BikeBikeable

Schools

3/10
Paige Elementary SchoolGrades PK-51.5 mi
3/10
Schenectady High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Drywall,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range,Range Hood,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,383

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,383
  • Total interior livable area: 2,383 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 421500 50.29126
  • Special condition: Other

Features

  • Fencing: Back Yard

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 4
  • Parking features: Off Street,Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$114$1,368
Property Taxes $609$7,308
Electricity $393$4,725
Total$2,860$34,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,057/yr
40% on housing$85,800/yr
45% on housing$76,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 12309$232
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12309$209
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$345,000
2026-07-27Price change$365,000
2026-07-11Listed for sale$375,000
2021-05-12Sold$165,000
2021-02-02Pending sale$159,900
2020-12-28Price change$159,900
2020-12-03Listed for sale$166,900
1996-06-04Sold$74,900

For Sale by Agent

AgentMd Hoq
BrokerageRealty One Group Key

Similar Homes