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79 Starr Avenue, Schenectady, NY, 12304

2beds
1baths
941sqft
$209,900
$223price/sqft
$1,765/moest. monthly cost
$70,600/yrincome needed

About This Home

Why rent when you can own this charming, move-in-ready, well-maintained home? Ideally located in a quiet friendly neighborhood yet close to stores, restaurants, and schools. Numerous updates, including Pella windows, Velux skylights, new tile flooring, updated kitchen, and a first floor study with vaulted ceiling. The deck off the primary bedroom, patio, and fenced yard offer ideal areas for relaxing, entertaining, or enjoying the outdoors. All that's left is for you to move in.

Getting Around

66
WalkingSomewhat Walkable
36
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

3/10
Paige Elementary SchoolGrades PK-50.6 mi
3/10
Schenectady High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: First

Features

  • Eat-in Kitchen
  • Window features: Skylight(s)
  • Flooring: Tile
  • Finished area below ground: 0
  • Finished area above ground: 941

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 941
  • Total interior livable area: 941 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 421500 60.48158.1
  • Special condition: Standard

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Lighting
  • Fencing: Back Yard

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Corner Lot,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Off Street,Paved,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$88$1,056
Property Taxes $370$4,440
Electricity $246$2,954
Total$1,765$21,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,514/yr
40% on housing$52,950/yr
45% on housing$47,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 12304$158
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12304$191
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$209,900
2026-07-09Pending sale$209,900
2026-06-19Listed for sale$209,900
2026-03-01Listing removed$199,900
2026-02-19Price change$199,900
2026-02-18Listed for sale$219,900
2026-02-02Pending sale$219,900
2025-12-03Listed for sale$219,900
2020-05-13Sold$113,402
2020-03-31Pending sale$119,900
2020-02-13Listed for sale$119,900
2013-03-12Listing removed$116,700
2012-10-03Listed for sale$116,700
2007-07-26Sold$115,400

For Sale by Agent

AgentAnn V Manning
BrokerageKW Platform

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