37 Chiswell Street, Schenectady, NY, 12304
About This Home
Welcome home to this well-maintained Colonial offering 4 bedrooms and 1.5 baths. Enjoy a spacious living room, formal dining room, and a fully finished attic perfect for extra living space, a home office, or playroom. Outside, you'll find parking for 2+ cars along with a one-car detached garage. Conveniently located near State Street, public transportation, and the Mohawk Commons shopping center, this home delivers both comfort and accessibility.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled,Fixer
- Year built: 1940
Materials
- Foundation: Brick/Mortar,Combination
- Roof: Slate
- Construction materials: Brick,Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Oven,Range Hood,Refrigerator
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Basement
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Ceramic Tile Bath
- Window features: Double Pane Windows
- Flooring: Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,412
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Hot Water,Natural Gas,Radiant
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,412
- Total interior livable area: 1,412 sqft
Kitchen
- Level: First
Laundry
- Level: Basement
Living Room
- Level: First
Property
Details
- Parcel number: 421500 60.55220
- Special condition: Standard
Features
- Patio & porch: Enclosed,Front Porch
- Exterior features: Other
- Fencing: Wire
Lot
- Lot size: 5,662 sqft
- Features: Bluff
Parking
- Total spaces: 2
- Parking features: Off Street,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $441 | $5,292 |
| Electricity | $246 | $2,954 |
| Total | $2,056 | $24,672 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $274,900 |
| 2026-02-13 | Listed for sale | $279,900 |
| 2024-06-07 | Sold | $230,000 |
| 2024-04-28 | Pending sale | $229,000 |
| 2024-04-22 | Price change | $229,000 |
| 2024-04-11 | Listed for sale | $249,000 |
| 2024-03-13 | Sold | $140,000 |
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