




8812 Mariaville Road, Pattersonville, NY, 12137
About This Home
Nestled along the tranquil shores of Mariaville Lake, this 4-bedroom, 2-full-bath waterfront home offers a rare opportunity to enjoy year-round lake living in one of the area's most peaceful settings. Set within a quiet, well-established lake community, the property captures serene water views and a sense of privacy that defines life on the lake. The spacious interior provides comfortable living with four bedrooms and two full baths, while large windows welcome natural light and frame the picturesque waterfront. The layout offers flexibility for everyday living, entertaining, or accommodating family and guests. Outside, the lake becomes an extension of the property, with opportunities for boating, kayaking, fishing, swimming, or simply relaxing while taking in the calm waters and surrounding natural beauty. From vibrant summer days to colorful autumn foliage and snow-covered winter landscapes, the setting offers exceptional beauty throughout every season. Conveniently located with easy access to I-88 while maintaining the charm and tranquility of lakeside living, this property presents an ideal opportunity for a year-round residence, seasonal getaway, or waterfront retreat. Experience the beauty, recreation, and peaceful lifestyle that make Mariaville Lake a truly special place to call home.
Getting Around
Schools
Construction
Condition
- Year built: 1914
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator,Washer/Dryer
- Laundry features: In Bathroom,Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: First
Features
- Flooring: Wood,Carpet,Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,469
Foyer
- Level: First
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,469
- Total interior livable area: 2,469 sqft
Kitchen
- Level: First
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 422089 35.0524
- Zoning description: Farm
- Special condition: Standard
Features
- Exterior features: Garden
- Fencing: Front Yard
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake/River Across Rd,Lake Front
- Waterbody name: Mariaville Lake
Lot
- Lot size: 0.72 Acres
Parking
- Total spaces: 4
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,783 | $33,396 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $972 | $11,664 |
| Electricity | $408 | $4,896 |
| Total | $4,333 | $51,996 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $550,500 |
| 2020-12-09 | Sold | $293,500 |
| 2020-08-12 | Pending sale | $299,000 |
| 2020-02-25 | Listed for sale | $299,000 |
| 2019-12-01 | Listing removed | $324,900 |
| 2019-08-12 | Price change | $324,900 |
| 2019-05-07 | Listed for sale | $349,900 |
| 2018-08-17 | Listing removed | $364,900 |
| 2018-08-06 | Listed for sale | $364,900 |
| 2018-07-13 | Pending sale | $364,900 |
| 2018-07-10 | Listed for sale | $364,900 |
