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157 Lake Ave, Delanson, NY, 12053

2beds
1baths
1,487sqft
$287,000
$193price/sqft
$2,307/moest. monthly cost
$92,280/yrincome needed

About This Home

Reduced by 57k! Escape to your own private oasis! This beautifully renovated lake house is located less than a minute's walk (100 feet) to Mariaville Lake. Enjoy everthing about lake life living that this 197 acre lake has to offer including swimming, boating, kayaking, breathtaking views and fishing all day long with your own deeded lake rights. If you enjoy winter activities Mariaville Lake has some of the best ice fishing in the state and is conveniently located about 10 miles from Maple Ski Ridge. If snomobiling is your thing Mariaville Lake snowmobile paths connect to 1.4 miles of designated tracks in Featherstonhaugh State Forest and link to the broader regional network maintained by the Frontier Sno-Riders club. The home boasts 2 beds, (including a 600 SF loft big enough for multiple beds), 1 bath, an eat in kitchen as well as a spacious livingroom. Total usable sq. ft. including the loft is approximately 1,487 sq. ft. Enjoy evenings around a campfire or BBQ's in the yard. Soak in nature while having your morning coffee on the deck. With it's easy access to I-88 this property presents an ideal opportunity for a year-round residence or weekend get away. Mariaville Lake is a truly special place to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
Schalmont Middle SchoolGrades 5-86.1 mi
5/10
Schalmont High SchoolGrades 9-126.1 mi
4/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 1,487

Heating & Cooling

  • Heating features: Electric,Baseboard,Zoned,Other,Heat Pump
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,487
  • Total interior livable area: 1,487 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 4220893510223
  • Lease amount: 0

Features

  • Patio & porch: Deck
  • Waterbody name: Mariaville Lake
  • Frontage length: 0

Lot

  • Lot size: 0.87 Acres
  • Features: Near Train

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,451$17,412
Home Insurance *$103$1,236
Property Taxes $507$6,084
Electricity $246$2,954
Total$2,307$27,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,097/yr
40% on housing$69,210/yr
45% on housing$61,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 12053$297
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12053$199
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$229,000
2026-08-05Price change$249,000
2026-07-29Listed for sale$287,000
2026-04-30Sold$58,000
2026-04-07Listing removed$64,900
2026-04-01Contingent$64,900
2026-03-09Price change$64,900
2026-03-05Price change$69,900
2026-02-05Price change$79,900
2026-01-05Price change$89,900
2025-12-03Price change$119,900
2025-10-09Listed for sale$144,900
2025-08-11Sold$141,676
2008-06-09Sold$170,000
1998-05-12Sold$6,000

For Sale by Agent

AgentRobert Biacno
BrokerageISLAND ADVANTAGE REALTY LLC

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