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3109 Lake Road, Delanson, NY, 12053

3beds
3baths
2,077sqft
$884,000
$426price/sqft
$6,691/moest. monthly cost
$267,640/yrincome needed

About This Home

Country Estate of 104 acres of forests, meadows, park like lawns, creeks, old growth trees, a veritable bird and wildlife sanctuary, old apple and crabapple trees , 3 outbuildings including new metal 20x25 with concrete base. Zoning allows for domestic farm animals and stable/ equine facilities and a roadside stand. ALL BRICK HOME , Midcentury style, with recent significant upgrades and remodeling: new windows, new quartz and granite countertops, all new electrical outlets, refinished hardwood floors, remodeled baths and kitchen, garage has brand new doors/ lifts and a commercial grade flooring, new appliances. A new paved driveway. TWO new wood stoves. Verizon high speed FIOS. Roof only 7 years old. Acres can be subdivided. ONE OF A KIND!SPECIAL NOTE: There are 3,477 sq. ft. of total finished living space, including the finished lower level.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
Schalmont Middle SchoolGrades 5-87.1 mi
5/10
Schalmont High SchoolGrades 9-127.2 mi
4/10

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Block,Slab
  • Roof: Shingle,Asbestos Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch,Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Electric Oven,Electric Water Heater,ENERGY STAR Qualified Appliances,Microwave,Oven,Range Hood,Refrigerator,Washer,Wine Cooler
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Partial,Walk-Out Access

Bedroom

  • Level: Second
  • Area: 148.73
  • Dimensions: 13.90 x 10.70

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Solid Surface Counters,Walk-In Closet(s),Ceramic Tile Bath,Kitchen Island
  • Door features: French Doors
  • Window features: Low Emissivity Windows,Screens,Window Coverings,Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove,Bedroom
  • Fireplace: Yes
  • Finished area below ground: 1,400
  • Finished area above ground: 2,077

Full Bathroom

  • Level: Second
  • Area: 84.53
  • Dimensions: 7.90 x 10.70

Heating & Cooling

  • Heating features: Propane Tank Owned
  • Cooling features: AC Pump,Attic Fan,Central Air

Interior Area

  • Total structure area: 2,077
  • Total interior livable area: 2,077 sqft

Kitchen

  • Level: Second
  • Area: 145.541
  • Dimensions: 13.10 x 11.11

Laundry

  • Level: First

Living Room

  • Level: Second

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Primary Bedroom

  • Level: Second
  • Area: 373.65
  • Dimensions: 23.50 x 15.90

Property

Details

  • Parcel number: 422089 44.0027.1
  • Zoning description: Rural

Features

  • Patio & porch: Composite Deck,Deck,Patio
  • Exterior features: Other
  • Fencing: Back Yard,Chain Link,Gate
  • Has view: Yes
  • View description: Meadow,Mountain(s),Pasture,Trees/Woods,Forest
  • Waterfront features: Creek

Lot

  • Lot size: 104.37 Acres
  • Features: Secluded,Meadow,Road Frontage,Views,Wetlands,Wooded,Garden,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Storage,Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,469$53,628
Home Insurance *$318$3,816
Property Taxes $1,561$18,732
Electricity $343$4,118
Total$6,691$80,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,405/yr
40% on housing$200,730/yr
45% on housing$178,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 12053$273
Schenectady County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12053$199
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$884,000
2023-10-27Sold$555,500
2023-09-29Pending sale$495,000
2023-09-19Listed for sale$495,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomecoin.com

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