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140 6th Street, Schenectady, NY, 12302

3beds
2baths
1,304sqft
$259,500
$199price/sqft
$2,102/moest. monthly cost
$84,080/yrincome needed

About This Home

BACK ON THE MARKET! This charming village home has a gorgeous fully applianced kitchen. Refinished hardwood floors throughout and both baths have been updated. There is plenty of room to entertain as the living room expands to the sunroom through beautiful French doors. Easy to show and sell!

Getting Around

65
WalkingSomewhat Walkable
32
TransitSome Transit
56
BikeBikeable

Schools

8/10
Lincoln SchoolGrades K-50.1 mi
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1926

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Oven,ENERGY STAR Qualified Appliances,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Interior Entry,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Solid Surface Counters,Walk-In Closet(s),Built-in Features,Ceramic Tile Bath
  • Door features: French Doors,Storm Door(s)
  • Window features: Screens,Storm Window(s),Double Pane Windows
  • Flooring: Ceramic Tile,Hardwood,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,304

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,304 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 422201 29.83142
  • Zoning description: Single Residence

Features

  • Patio & porch: Front Porch
  • Fencing: Back Yard,Chain Link,Gate

Lot

  • Lot size: 4,356 sqft
  • Features: Level,Private,Road Frontage

Parking

  • Total spaces: 4
  • Parking features: Off Street,Workshop in Garage,Paved,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,312$15,744
Home Insurance *$86$1,032
Property Taxes $458$5,496
Electricity $246$2,954
Total$2,102$25,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,068/yr
40% on housing$63,060/yr
45% on housing$56,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 12302$196
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12302$196
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$249,900
2026-08-08Price change$249,900
2026-07-29Price change$259,500
2026-07-15Price change$264,500
2026-06-23Listed for sale$274,500
2026-06-10Pending sale$274,500
2026-05-15Listed for sale$274,500
2012-07-09Sold$98,000
2012-04-05Listing removed$114,900
2012-02-01Price change$114,900
2011-11-21Listed for sale$119,900
2003-04-25Sold$83,430

For Sale by Agent

AgentJill L Dunster
BrokeragePurdy Realty LLC

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