205 Vley Road, Schenectady, NY, 12302
About This Home
Rare 2-Family in the Scotia-Glenville School District! Prime location within walking distance to the elementary school. This well-maintained property features two spacious 2BD/1BA units with hardwood floors throughout and separate utilities. The upstairs unit is vacant, offering an excellent opportunity for an owner-occupant or investor. Conveniently located near village shops, parks, and schools. Don't miss this opportunity—schedule your showing today! Showing only upstairs vacant unit, all offers can be written contingent on walkthrough of downstairs unit as they are mirror layouts, please refer to 3D tour initially if need be.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,848
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,848
- Total interior livable area: 1,848 sqft
Property
Details
- Parcel number: 422201 29.84143
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: None
Lot
- Lot size: 3,484 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $475 | $5,700 |
| Electricity | $305 | $3,664 |
| Total | $2,229 | $26,748 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $269,000 |
| 2026-03-15 | Pending sale | $269,000 |
| 2026-02-04 | Price change | $269,000 |
| 2026-01-08 | Price change | $287,000 |
| 2025-11-19 | Price change | $295,000 |
| 2025-11-03 | Price change | $305,000 |
| 2025-10-16 | Listed for sale | $315,000 |
| 2023-05-23 | Listing removed | -- |
| 2022-02-08 | Listing removed | $162,000 |
| 2021-05-11 | Sold | $162,000 |
| 2021-03-08 | Pending sale | $162,000 |
| 2021-03-04 | Listed for sale | $162,000 |
| 2001-02-21 | Sold | $82,000 |
| 2000-10-26 | Sold | $43,801 |
| 1995-11-06 | Sold | $84,000 |
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