2103 Plum, Schenectady, NY, 12309
About This Home
Looking for a fixer in Niskayuna Schools that has all the potential? Check out this 2-3+ Bedroom Bungalow with 2 decent-sized bedrooms on 1st floor. The 2nd floor has a large finished heated Bonus Room (no closet, although there is a closet across the hall) and unfinished attic area. Full basement with interior and exterior entrance. Radiator (natural gas) heat. Seller said there is some mildew in the home. Under kitchen sink and bathroom sink has some leaks. Toilet needs repair/replaced. Shower needs repair.
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Block
- Roof: Shingle,Asphalt
- Construction materials: Cedar,Plaster,Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Interior Entry
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Eat-in Kitchen
- Door features: Storm Door(s)
- Window features: Storm Window(s),Wood Frames,Blinds
- Flooring: Carpet,Hardwood,Linoleum
- Finished area below ground: 0
- Finished area above ground: 1,307
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Natural Gas,Steam
- Cooling features: None
Interior Area
- Total structure area: 1,307
- Total interior livable area: 1,307 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: Second
Other
- Level: Second
Property
Details
- Parcel number: 50.6131
- Special condition: Standard
Features
- Patio & porch: Rear Porch,Front Porch
- Fencing: Chain Link
Lot
- Lot size: 6,969 sqft
- Features: Level,Corner Lot
Parking
- Total spaces: 3
- Parking features: Off Street,Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $66 | $792 |
| Property Taxes | $353 | $4,236 |
| Electricity | $246 | $2,954 |
| Total | $1,675 | $20,100 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-15 | Listed for sale | $250,000 |
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