See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1117 Balltown Road, Niskayuna, NY, 12309

5beds
3baths
2,409sqft
$394,900
$164price/sqft
$3,221/moest. monthly cost
$128,840/yrincome needed

About This Home

Rare in law opportunity in the highly sought after Niskayuna School District! A four bedroom 1.1 colonial featuring a separate in law apartment with its own full kitchen, living room, and full bath, perfect for multigenerational living or extended family. This 4-bedroom, 1.5-bath main home offers hardwood floors, a beautifully updated kitchen with granite countertops, crown molding, tile backsplash, beverage bar, and wine refrigerator. Enjoy a formal dining room, family room with wood-burning fireplace, home office/den, and a spacious rear deck connecting the main home and apartment. Fenced yard, two sheds, newer roof, several replacement windows, and a furnace just 3 months old. Conveniently located near schools, shopping, and dining. Close to Mohawk River Golf Course and Momentive Head Quarters. Dining room chandelier excluded.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Hillside SchoolGrades K-50.0 mi
9/10
9/10
Niskayuna High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1938

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Range,Refrigerator,Washer/Dryer,Wine Cooler
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Sump Pump,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Built-in Features,Ceramic Tile Bath,Crown Molding,Eat-in Kitchen,Kitchen Island
  • Door features: Sliding Doors
  • Window features: Screens,Curtain Rods
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,409

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Hot Water,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 2,409
  • Total interior livable area: 2,409 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 422400 50.6415
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Awning(s),Deck,Porch
  • Exterior features: Lighting
  • Fencing: Wood,Back Yard,Chain Link,Gate

Lot

  • Lot size: 0.40 Acres
  • Features: Secluded,Private,Sloped,Wooded,Cleared,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Off Street,Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$130$1,560
Property Taxes $697$8,364
Electricity $398$4,777
Total$3,221$38,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,434/yr
40% on housing$96,630/yr
45% on housing$85,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 12309$231
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12309$209
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$394,900
2026-06-30Listed for sale$399,900
1992-01-16Sold$89,900

For Sale by Agent

AgentHeather A Perry
BrokerageRed Door Realty NY Inc

Similar Homes