845 Northumberland Drive, Niskayuna, NY, 12309
About This Home
Welcome home to this spacious and beautifully maintained Colonial in the highly sought-after Niskayuna School District! Featuring 4+ bedrooms and 2.5 baths, this impressive home offers timeless charm paired with modern updates. The stunning custom kitchen is a true centerpiece, showcasing rich cherry cabinetry, granite countertops, a peninsula island, and abundant workspace for cooking and entertaining. Natural light pours through the many windows, creating a bright and welcoming atmosphere throughout. Mostly hardwood and tile flooring add elegance and durability, while the inviting covered front porch provides the perfect place to relax and enjoy the neighborhood. An incredible library offers a unique and cozy retreat for book lovers, home office space, or quiet relaxation. The spacious primary suite features a luxurious jacuzzi bath, creating the perfect private escape at the end of the day. With generous living spaces, character, and thoughtful updates throughout, this exceptional home is ready for its next chapter.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Roof: Shingle,Asphalt
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Oven,Microwave,Oven,Range,Refrigerator,Washer/Dryer
- Laundry features: In Bathroom
Basement
- Has basement: Yes
- Basement: Finished,Full,Sump Pump
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Ceiling Fan(s),Walk-In Closet(s),Ceramic Tile Bath,Crown Molding
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,525
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,525
- Total interior livable area: 2,525 sqft
Kitchen
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Office
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 422400 61.916
- Special condition: Standard
Features
- Patio & porch: Front Porch,Patio
- Exterior features: Lighting
- Fencing: Privacy
Lot
- Lot size: 0.35 Acres
- Features: Level,Wooded,Landscaped
Parking
- Total spaces: 6
- Parking features: Off Street,Paved,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,476 | $29,712 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $865 | $10,380 |
| Electricity | $417 | $5,007 |
| Total | $3,920 | $47,040 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-18 | Listed for sale | $489,845 |
| 2007-07-20 | Sold | $290,000 |
| 2004-12-13 | Sold | $226,000 |
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