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929 Pearse Road, Niskayuna, NY, 12309

3beds
1baths
1,156sqft
$699,900
$605price/sqft
$5,253/moest. monthly cost
$210,120/yrincome needed

About This Home

A unique opportunity in the highly sought-after Niskayuna School District! Welcome to 929 Pearse Rd. Situated on 1.78 acres, this property offers endless potential--whether you're looking to renovate, build equity, or create something entirely your own. The existing 3-bedroom, 1-bath ranch is being sold as-is and presents a great opportunity for investors, builders, or buyers ready to bring their vision to life. The property also features a detached garage and barn, adding even more versatility for storage, workspace, or future use. Set in a beautiful location near the Town of Colonie Golf Course, local restaurants, and everyday conveniences, this is a rare chance to own land in one of the Capital Region's most desirable areas. Don't miss the opportunity to transform this property into something truly special--reach out today for more details.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Rosendale SchoolGrades K-51.2 mi
7/10
Iroquois Middle SchoolGrades 6-81.1 mi
9/10
Niskayuna High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1910

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,156

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 422400 61.927
  • Special condition: Standard

Lot

  • Lot size: 1.78 Acres

Parking

  • Total spaces: 10
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$232$2,784
Property Taxes $1,236$14,832
Electricity $246$2,954
Total$5,253$63,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,102/yr
40% on housing$157,590/yr
45% on housing$140,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$605This listing

vs Other Active Listings

Avg $/sqft

ZIP 12309$224
Schenectady County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12309$209
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$699,900
2026-04-20Listed for sale$315,000
2024-06-05Sold$265,000
2024-03-17Pending sale$275,000
2024-03-07Listed for sale$275,000
2013-03-05Sold$185,000
2012-11-06Listing removed$199,900
2012-10-18Listed for sale$199,900
2006-08-31Sold$175,000

For Sale by Agent

AgentMarisa Moffatt
BrokerageEmpire Real Estate Firm LLC

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