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1037 Timothy Lane, Niskayuna, NY, 12309

5beds
3baths
2,333sqft
$569,800
$244price/sqft
$4,460/moest. monthly cost
$178,400/yrincome needed

About This Home

Immaculate and updated best describes this home. This stunning sun-filled custom home offers an incredible combination of space, quality, and value in the award-winning Niskayuna School District. Featuring 5+ bedrooms, 3 full baths, and priced at under $200 per square foot, this exceptional residence simply could not be replicated anywhere near this price. Perfect for growing or extended families, multi-generational living, or those working from home, the versatile floor plan provides endless possibilities. The additional bedrooms can easily be transformed into private home offices, fitness studios, playrooms, media rooms, or cozy dens to fit your lifestyle. Extensively updated throughout, the home features a freshly painted interior, new flooring and carpeting, quartz countertops, new stainless steel kitchen appliances, a beautiful new gas fireplace, new hot water heater, newer furnace, central air conditioning, and mini-splits for enhanced comfort and efficiency. Abundant storage is found throughout the home. The beautifully updated kitchen opens seamlessly to a spectacular great room, creating the perfect setting for everyday living and entertaining. Step outside to enjoy a large composite deck, covered rear patio, fully fenced backyard, storage shed, and fire pit--ideal for hosting family and friends or simply relaxing on a quiet evening. Homes offering this much finished living space, flexibility, and quality at this price point are exceptionally rare. At under $200 per square foot, this is one of the best values in today's market. There is truly nothing to do but move in and enjoy this remarkable home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
8/10
Iroquois Middle SchoolGrades 5-81.8 mi
9/10
Niskayuna High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1965

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Other,In Bathroom

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Built-in Features,Crown Molding
  • Door features: Sliding Doors
  • Window features: Blinds,Curtain Rods
  • Flooring: Vinyl,Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 588
  • Finished area above ground: 2,333

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Great Room

  • Level: Second

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric,Forced Air,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,333
  • Total interior livable area: 2,333 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Other

  • Level: Second

Other

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 422400 61.11224
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Composite Deck,Covered,Patio
  • Exterior features: Garden,Lighting
  • Fencing: Back Yard,Full

Lot

  • Lot size: 0.42 Acres
  • Features: Other,Level,Wooded,Cul-De-Sac,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Under Residence,Paved,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$188$2,256
Property Taxes $1,006$12,072
Electricity $385$4,626
Total$4,460$53,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,914/yr
40% on housing$133,800/yr
45% on housing$118,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 12309$230
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12309$209
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$569,800
2026-07-15Price change$569,800
2026-07-07Listed for sale$584,800
2025-10-18Listing removed$625,000
2025-08-05Price change$625,000
2025-07-23Listed for sale$669,900
2022-12-08Sold$419,500
2022-10-13Pending sale$427,700
2022-09-29Listed for sale$427,700
2022-09-10Contingent$427,700
2022-08-11Price change$427,700
2022-06-22Listed for sale$440,000

For Sale by Agent

AgentAnthony M Gucciardo
BrokerageGucciardo Real Estate Group LLC

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