348 Gardinier Street, Schenectady, NY, 12306
About This Home
Welcome to 348 Gardinier Street, where timeless charm meets everyday comfort with breathtaking views of the Mohawk River. Situated on a spacious half-acre lot in the Schalmont School District, this well-maintained 4-bedroom, 1.5-bath home offers 1,680 square feet of inviting living space filled with warmth and character. Beautiful hardwood floors flow throughout much of the home, while the functional layout provides comfortable spaces for both everyday living and entertaining. The spacious kitchen offers ample cabinetry and counter space, creating a welcoming place to prepare meals and gather with family and friends. Enjoy peaceful mornings and picturesque sunsets overlooking the Mohawk River, adding a unique backdrop to this charming property. The expansive yard offers plenty of room for entertaining, gardening, recreation, or simply relaxing while taking in the scenic surroundings. With parking for up to six vehicles and a convenient location close to shopping, dining, parks, and major highways, this home offers the perfect balance of tranquility and accessibility. Whether you're a first-time buyer, looking for more space, or searching for a home with scenic views and classic charm, 348 Gardinier Street is ready to welcome its next owner. Schedule your private showing today and experience all this property has to offer. **Seller is offering a 10k credit at closing
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Block
- Roof: Slate,Asphalt
- Construction materials: Block,Cedar,Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse,Old Style
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Oven,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Solid Surface Counters
- Flooring: Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,680
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Baseboard,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 422800 20.18216
- Zoning description: Single Residence
- Special condition: Standard
Features
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: River,Water
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: Mohawk River
Lot
- Lot size: 0.52 Acres
- Features: Level,Views,Corner Lot
Parking
- Total spaces: 6
- Parking features: Paved,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $423 | $5,076 |
| Electricity | $277 | $3,331 |
| Total | $1,994 | $23,928 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $234,900 |
| 2026-07-16 | Listed for sale | $239,900 |
| 2026-07-14 | Listing removed | $214,900 |
| 2026-06-10 | Price change | $214,900 |
| 2026-05-13 | Price change | $229,000 |
| 2026-05-01 | Pending sale | $239,000 |
| 2026-04-17 | Listed for sale | $239,000 |
| 2026-04-13 | Pending sale | $239,000 |
| 2026-03-27 | Listed for sale | $239,000 |
| 2022-02-16 | Sold | $190,000 |
| 2022-01-08 | Contingent | $179,900 |
| 2022-01-05 | Price change | $179,900 |
| 2021-11-16 | Listed for sale | $199,900 |
| 2021-04-23 | Listing removed | -- |
| 2021-03-01 | Listed for sale | $215,000 |
| 2020-10-03 | Listing removed | $200,000 |
| 2020-07-06 | Price change | $200,000 |
| 2020-06-12 | Listed for sale | $145,000 |
| 2020-02-12 | Listing removed | $160,000 |
| 2019-11-22 | Listed for sale | $160,000 |
| 2019-08-24 | Listing removed | $160,000 |
| 2019-08-16 | Listed for sale | $160,000 |
| 2013-10-18 | Sold | $85,000 |
| 2013-07-13 | Listed for sale | $85,000 |
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