1306 Putnam Road, Schenectady, NY, 12306
About This Home
Welcome to a rare 2.6-acre retreat where lifestyle, privacy, and possibility all come together. Custom-built in 1991 and freshly repainted inside and out, this 4,300 sq ft home blends timeless craftsmanship with modern comfort -- including a heated/insulated attached garage, a second full kitchen, and a heated sunroom with its own indoor garden. One of the home's most charming surprises is found in the finished lower level: a BellSouth payphone that instantly sparks nostalgia and a full bar originally from the legendary Ground Round restaurant -- the perfect conversation pieces for hosting, game nights, or creating your own entertainment space with personality and history. Outdoors, the property unfolds as a place to stretch out, breathe deeper, and settle in. Enjoy a 14-foot-deep, fully stocked pond and powered fountain, surrounded by open lawn and mature trees. The detached 1,300 sq ft heated and insulated garage offers incredible flexibility with a vehicle lift, making it ideal for car collectors, hobbyists, or home-based businesses. A mix of heating sources (oil, propane, electric), forced hot air with central air, well, and septic provide year-round efficiency and peace of mind. With 4 bedrooms, 3 full baths, a half bath, two full kitchens, expansive gathering spaces, and room to stretch out both indoors and out, this is a property designed for comfort, creativity, and lifestyle. 1306 Putnam Road, Schenectady, NY -- a one-of-a-kind setting where memories are made, hobbies thrive, and every day feels a little bit like a retreat. Sq Ft according to the seller / builder plans.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Roof: Asphalt
- Construction materials: Brick,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Double Oven,Microwave,Range Hood,Refrigerator,Trash Compactor,Washer/Dryer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Full,Heated,Interior Entry,Sump Pump,Walk-Out Access
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- High Speed Internet,Ceiling Fan(s),Vaulted Ceiling(s),Built-in Features,Cathedral Ceiling(s),Central Vacuum,Ceramic Tile Bath,Eat-in Kitchen
- Door features: Mirrored Closet Door(s),Sliding Doors
- Flooring: Carpet,Ceramic Tile,Hardwood,Parquet
- Number of fireplaces: 1
- Fireplace features: Electric,Basement,Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,300
Foyer
- Level: First
Full Bathroom
- Level: Second
Full Bathroom
- Level: Basement
Great Room
- Level: Basement
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Electric,Forced Air,Oil,Wood
- Cooling features: Central Air
Interior Area
- Total structure area: 4,300
- Total interior livable area: 4,300 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Sun Room
- Level: First
Property
Details
- Parcel number: 422800 37.31.2
- Special condition: Standard
Features
- Patio & porch: Front Porch,Patio
- Exterior features: Lighting
- Has view: Yes
- View description: Pond,Trees/Woods
- Has water view: Yes
- Water view: Pond
- Waterfront features: Pond
Lot
- Lot size: 2.60 Acres
- Features: Level,Sloped,Cleared,Landscaped
Parking
- Total spaces: 15
- Parking features: Off Street,Workshop in Garage,Paved,Detached,Driveway,Garage Door Opener,Heated Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,994 | $47,928 |
| Home Insurance * | $267 | $3,204 |
| Property Taxes | $1,395 | $16,740 |
| Electricity | $710 | $8,527 |
| Total | $6,366 | $76,392 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $849,900 |
| 2026-04-15 | Price change | $865,000 |
| 2026-03-25 | Price change | $875,000 |
| 2026-01-15 | Price change | $899,000 |
| 2025-12-05 | Price change | $949,900 |
| 2025-11-06 | Listed for sale | $995,000 |
| 1990-04-02 | Sold | $2,500 |
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