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171 Princetown Road, Schenectady, NY, 12306

3beds
2baths
1,071sqft
$239,900
$224price/sqft
$1,963/moest. monthly cost
$78,520/yrincome needed

About This Home

Welcome to this well-maintained 3-bedroom, 2-bath Cape Cod located in the highly desirable Schalmont School District. This charming home features a spacious layout, a generously sized garage, and a large backyard that's perfect for entertaining, pets, or family activities. Conveniently located close to shopping, restaurants, parks, schools, and other everyday amenities, this home offers comfort, convenience, and plenty of space to enjoy. Don't miss your opportunity to make it yours!

Getting Around

41
WalkingCar-Dependent
24
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

4/10
3/10
Schalmont Middle SchoolGrades 5-81.7 mi
5/10
Schalmont High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,071

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,071
  • Total interior livable area: 1,071 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 422800 48.1444
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$81$972
Property Taxes $423$5,076
Electricity $246$2,954
Total$1,963$23,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,302/yr
40% on housing$58,890/yr
45% on housing$52,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$219
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$239,900
2026-07-29Listed for sale$239,900
2025-03-12Listing removed$1,995
2025-03-06Price change$1,995
2025-02-13Listed for rent$2,100
2019-06-11Listing removed$1,475
2019-05-08Listed for rent$1,475
2018-07-31Listing removed$1,450
2018-06-26Listed for rent$1,450
2016-03-01Sold$69,000

For Sale by Agent

AgentSteven M Green
BrokerageSignature Premier Realty Inc

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