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2953 Clyde Avenue, Schenectady, NY, 12306

2beds
1baths
1,500sqft
$229,900
$153price/sqft
$1,892/moest. monthly cost
$75,680/yrincome needed

About This Home

This lovely 2 bedroom, 1 bathroom home is situated on a spacious corner lot in Rotterdam. A bedroom upstairs has a fireplace, as well as the living room, which is highlighted by a beautiful brick, wood burning fireplace, creating a warm and inviting atmosphere. The formal dining room seamlessly flows into an eat-in kitchen, setting the stage for delightful dinners. The home also includes a dedicated office space- an asset for today's work-from-home-professionals. The outdoors will charm you with a partially fenced backyard, offering a peaceful space to unwind on a back patio. With restaurants and shopping located a short distance away, convenience is close at hand. Don't miss this opportunity to own a home filled with character and modern comforts. This is an Estate and is being sold 'As-is'

Getting Around

46
WalkingCar-Dependent
24
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

4/10
3/10
Schalmont Middle SchoolGrades 5-81.9 mi
5/10
Schalmont High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Built-in Features,Eat-in Kitchen
  • Flooring: Tile,Carpet,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Bedroom,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,500

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: Second

Property

Details

  • Parcel number: 422800 48.14921
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Exterior features: Lighting
  • Fencing: Back Yard

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Corner Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$77$924
Property Taxes $406$4,872
Electricity $247$2,974
Total$1,892$22,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,868/yr
40% on housing$56,760/yr
45% on housing$50,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$219
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$224,900
2026-07-15Listed for sale$229,900
2026-07-09Pending sale$229,900
2026-06-30Price change$229,900
2026-05-28Price change$234,900
2026-05-18Listed for sale$237,900
2026-04-29Pending sale$237,900
2026-04-14Price change$237,900
2026-02-11Price change$244,900
2025-12-29Listed for sale$249,900

For Sale by Agent

AgentThomas Marks
BrokerageColdwell Banker Prime Properties

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