3206 Phillip Street, Schenectady, NY, 12306
About This Home
Wonderfully cared for home close to everything Rotterdam has to offer! Updated throughout including four bedrooms plus bonus room, plenty of closets, built-ins, and windows galore. Large mud room and a private, mature backyard with a fantastic covered patio (carport) allowing for endless possibilities. A convenient location that's close to shopping and amenities all in the Schalmont School district. Working from home? Access to high speed internet including Greenlight at this location! LOW TAXES- estimated at $3,659.69 with STAR. Don't miss this one- set up your showing today!
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Microwave,Range Hood,Refrigerator,Tankless Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Bilco Doors
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,368
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
Kitchen
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Office
- Level: Second
Property
Details
- Parcel number: 422800 48.18119
- Special condition: Standard
Features
- Patio & porch: Covered
- Exterior features: Garden
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 4
- Parking features: Off Street,Paved,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $485 | $5,820 |
| Electricity | $246 | $2,954 |
| Total | $2,214 | $26,568 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Price change | $264,900 |
| 2026-07-24 | Listed for sale | $274,900 |
| 2003-09-25 | Sold | $56,400 |
| 2000-04-19 | Sold | $55,000 |
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