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3037 Cox Avenue, Schenectady, NY, 12306

3beds
2baths
1,522sqft
$295,000
$194price/sqft
$2,362/moest. monthly cost
$94,480/yrincome needed

About This Home

Welcome to this spacious and well-maintained home in the Mohonasen School District! Offering over 1,500 square feet of living space, this property features 3 bedrooms plus a versatile den that can be used as a home office, playroom, or guest space. The remodeled kitchen offers modern updates and plenty of room for everyday living and entertaining. With 2 full bathrooms and central air conditioning, comfort and convenience are built right in. Situated on a desirable corner lot, the home also boasts two separate driveways, providing ample parking for family and guests. Conveniently located in Rotterdam near shopping, restaurants, and major roadways, this move-in-ready home is one you won't want to miss!

Getting Around

66
WalkingSomewhat Walkable
25
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

3/10
Draper Middle SchoolGrades 6-81.9 mi
5/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Crown Molding,Eat-in Kitchen
  • Flooring: Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,522

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,522
  • Total interior livable area: 1,522 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 422800 48.19215
  • Special condition: Standard

Features

  • Patio & porch: Enclosed,Front Porch

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Off Street,Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$99$1,188
Property Taxes $521$6,252
Electricity $251$3,018
Total$2,362$28,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,982/yr
40% on housing$70,860/yr
45% on housing$62,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$218
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$295,000
2026-06-17Listed for sale$299,900
2021-03-11Sold$174,900
2020-12-18Pending sale$174,900
2020-12-18Listed for sale$174,900
2020-08-10Listing removed$179,900
2020-07-20Listed for sale$179,900
2006-05-17Sold$127,000
2001-01-19Sold$66,000

For Sale by Agent

AgentAmanda Haley
BrokerageColdwell Banker Prime Properties

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