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755 Curry Road, Schenectady, NY, 12306

4beds
1baths
1,200sqft
$324,000
$270price/sqft
$2,565/moest. monthly cost
$102,600/yrincome needed

About This Home

1-Family Home! 4 Bedrooms 1.5 Baths move in ready in the Town of Rotterdam. Call to view. Easy to show.

Getting Around

66
WalkingSomewhat Walkable
25
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

3/10
Draper Middle SchoolGrades 6-81.6 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Vinyl,Laminate
  • Finished area below ground: 1,200
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 422800 48.191649
  • Special condition: Standard

Features

  • Exterior features: None
  • Fencing: Back Yard

Lot

  • Lot size: 5,662 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,638$19,656
Home Insurance *$109$1,308
Property Taxes $572$6,864
Electricity $246$2,954
Total$2,565$30,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,942/yr
40% on housing$76,950/yr
45% on housing$68,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$218
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$324,000
2026-07-04Listed for sale$329,000
2023-09-14Sold$80,000
2023-07-11Pending sale$120,000
2023-07-06Listed for sale$120,000
2003-09-05Sold$70,000

For Sale by Agent

AgentSubhash D Sukhram
BrokerageBuy N Sell Realty Inc

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