See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2044 Pyle Road, Schenectady, NY, 12303

3beds
1baths
1,125sqft
$149,900
$133price/sqft
$1,325/moest. monthly cost
$53,000/yrincome needed

About This Home

Cape Cod in Rotterdam's Coldbrook Neighborhood. Mohonasen Central School District. Approximately 1125 Sq Ft on 70' x 108' Lot. First Floor Kitchen, Two Bedrooms, and Full Bath. Additional Large Bedroom/ Living Area on Second Floor. One Car Attached Garage. Asphalt Shingle Roof. Public Water & Septic. Low Taxes. Estate.

Getting Around

53
WalkingSomewhat Walkable
27
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
Draper Middle SchoolGrades 6-81.1 mi
5/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1951

Materials

  • Foundation: Slab
  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Oil Water Heater,Oven,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedroom

  • Level: First
  • Area: 93.96
  • Dimensions: 7.83 x 12.00

Bedroom

  • Level: Second
  • Area: 476.3461
  • Dimensions: 29.17 x 16.33

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Solid Surface Counters,Wall Paneling,Built-in Features,Ceramic Tile Bath,Eat-in Kitchen
  • Door features: Storm Door(s)
  • Window features: Shutters,Storm Window(s)
  • Flooring: Tile,Carpet,Laminate,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,125

Full Bathroom

  • Level: First
  • Area: 37.9
  • Dimensions: 7.58 x 5.00

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil,Radiant Floor
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,125
  • Total interior livable area: 1,125 sqft

Kitchen

  • Level: First
  • Area: 100
  • Dimensions: 10.00 x 10.00

Living Room

  • Level: First
  • Area: 189.96
  • Dimensions: 15.83 x 12.00

Other

  • Level: First
  • Area: 231.7
  • Dimensions: 23.17 x 10.00

Other

  • Level: First
  • Area: 308.8561
  • Dimensions: 23.17 x 13.33

Other

  • Level: First
  • Area: 31.6114
  • Dimensions: 8.83 x 3.58

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Full Bath,Accessible Garage,Accessible Hallway(s),Accessible Kitchen

Details

  • Parcel number: 422800 59.10412
  • Zoning description: Single Residence
  • Special condition: Estate
  • Other equipment: None

Features

  • Patio & porch: Awning(s)
  • Exterior features: Lighting
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 7,840 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Paved,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$58$696
Property Taxes $264$3,168
Electricity $246$2,954
Total$1,325$15,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,428/yr
40% on housing$39,750/yr
45% on housing$35,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 12303$175
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12303$200
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$149,900
2026-07-27Listed for sale$149,900

For Sale by Agent

AgentPaul G Romano
BrokerageTriStar Real Estate LLC

Similar Homes