1048 Inner Drive, Schenectady, NY, 12303
About This Home
*NEW PRICE - Open House Sat, 8/8, from 1 - 3* Welcome to this charming 4-bedroom, 2-bath Cape Cod located in the Mohonasen School District. Offering a flexible floor plan with generously sized bedrooms and living space across both levels, this home provides plenty of room for everyday living, working from home, or accommodating guests. The classic Cape design is complemented by an attached garage, a spacious yard, and mature trees that provide shade and privacy. Conveniently located near shopping, dining, schools, and major roadways, this home offers a great opportunity to add your personal touches and make it your own. Schedule your showing today!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Refrigerator,Washer/Dryer
- Laundry features: Laundry Room,Main Level
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: First
Features
- Flooring: Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,153
Full Bathroom
- Level: First
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,153
- Total interior livable area: 2,153 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 422800 59.14726
- Zoning description: Single Residence
- Special condition: Standard
Features
- Exterior features: Lighting
- Fencing: Fenced
Lot
- Lot size: 0.25 Acres
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $485 | $5,820 |
| Electricity | $355 | $4,269 |
| Total | $2,337 | $28,044 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $259,900 |
| 2026-08-07 | Price change | $259,900 |
| 2026-07-29 | Listed for sale | $274,900 |
| 1988-09-23 | Sold | $89,900 |
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