245 Mercer Ave, Schenectady, NY, 12303
About This Home
Well-maintained duplex located in a quiet Rotterdam neighborhood within the Mohonasen School District. Both Units have 2 Bedroom and 1.5 bathroom, Unit B has an attached garage. This property features central air conditioning, gas heat, and gas hot water. Additional amenities include washer and dryer hookups in the basement, basement storage space, and a private patio. Conveniently located near local shopping, dining, and major roadways, this duplex offers comfortable living in a desirable residential setting.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Roof: Asphalt
- Construction materials: Metal
Type & Style
- Home type: MultiFamily
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Flooring: Tile,Carpet,Linoleum / Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 2,240 sqft
Property
Details
- Parcel number: 4228005916118
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: None
Lot
- Lot size: 0.46 Acres
Parking
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,366 | $28,392 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $826 | $9,912 |
| Electricity | $370 | $4,442 |
| Total | $3,744 | $44,928 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-13 | Listed for sale | $468,000 |
| 1987-08-05 | Sold | $12,000 |
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