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1111 Fort Hunter Road, Schenectady, NY, 12303

3beds
2baths
1,644sqft
$299,900
$182price/sqft
$2,433/moest. monthly cost
$97,320/yrincome needed

About This Home

Rotterdam two family offering two bedrooms one bath on the first floor. Second floor offers one bedroom one bath with full kitchen and living room. This home sits on almost a half acre with a one car garage. Both units are surprisingly spacious.

Getting Around

28
WalkingCar-Dependent
14
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

3/10
Draper Middle SchoolGrades 6-80.5 mi
5/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,644

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,644
  • Total interior livable area: 1,644 sqft

Property

Details

  • Parcel number: 422800 59.18241 01
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Enclosed,Front Porch
  • Exterior features: Other

Lot

  • Lot size: 0.49 Acres
  • Features: Level,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Off Street,Paved,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$117$1,404
Property Taxes $529$6,348
Electricity $271$3,260
Total$2,433$29,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,417/yr
40% on housing$72,990/yr
45% on housing$64,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 12303$173
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12303$200
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$289,900
2026-07-28Price change$299,900
2026-07-09Price change$319,900
2026-06-17Price change$327,900
2026-05-29Listed for sale$334,900

For Sale by Agent

AgentJohn P Digesualdo
BrokerageHoward Hanna Capital Inc

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