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314 Jeanette Drive, Schenectady, NY, 12306

4beds
1baths
1,338sqft
$285,000
$213price/sqft
$2,286/moest. monthly cost
$91,440/yrincome needed

About This Home

Located in one of Rotterdam's most sought-after neighborhoods, this well-maintained 4-bedroom split-level home offers the perfect opportunity to add your own personal style and updates while enjoying a solid, lovingly cared-for property from day one. Featuring original hardwood floors throughout, a partially finished basement that provides additional living space, and a newer oil-fired heating system, this home has been thoughtfully maintained and is ready for its next chapter. The flexible floor plan offers comfortable living with plenty of room for family, guests, a home office, or hobbies. Step outside to a generously sized backyard with endless possibilities--whether you envision a pool, expanded patio, outdoor entertaining space, or simply room to relax and play. Offering great bones, timeless character, and incredible potential in a desirable location, this home is attractively priced and ready for its next owner to make it their own. Don't miss this opportunity to create lasting memories in a wonderful neighborhood!

Getting Around

0
WalkingCar-Dependent
14
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

3/10
Schalmont Middle SchoolGrades 5-81.8 mi
5/10
Schalmont High SchoolGrades 9-121.7 mi
4/10

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Built-in Features,Eat-in Kitchen
  • Flooring: Tile,Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,338

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,338
  • Total interior livable area: 1,338 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 422800 70.6111
  • Special condition: Standard

Features

  • Exterior features: Garden

Lot

  • Lot size: 0.32 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$96$1,152
Property Taxes $503$6,036
Electricity $246$2,954
Total$2,286$27,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,377/yr
40% on housing$68,580/yr
45% on housing$60,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$218
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$285,000
2026-08-03Price change$285,000
2026-07-20Listed for sale$299,999
2008-09-09Sold$100,000

For Sale by Agent

AgentJohn M Bevilacqua
BrokerageThe Property Shop

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