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8805 Rocky Dock Rd, Interlaken, NY, 14847

3beds
2baths
1,715sqft
$849,000
$495price/sqft
$6,535/moest. monthly cost
$261,400/yrincome needed

About This Home

**SELLER OPEN TO CONSIDER ALL OFFERS **Exceptional YEAR-ROUND LAKEFRONT HOME situated along the renowned Cayuga Lake Wine Trail conveniently located near Ithaca College, Cornell University, as well as local farmers markets, wineries, breweries, and restaurants. The home boasts an impressive 100 feet of pristine lake frontage, including a private dock with two boat lifts and options for both shallow-water and deep-water entry - ideal for swimming, boating, fishing, and water sports! Take in sweeping panoramic views from nearly every vantage point of the home. The light-filled living room features a custom stone fireplace and seating areas with a wall of windows adjacent to the dining room overlooking the water. The kitchen offers ample counter space and spacious cabinetry with newer appliances. The sunroom provides a quiet retreat to take in the natural beauty or unwind with a good book. The main level also includes a home office/den, full bath, and laundry. Upstairs you will find a spacious primary bedroom with peaceful waterfront vistas as well as two guest rooms and a full bath. Built for comfortable year-round living, the home is well insulated and includes a new roof (2025), new furnace (2024), newer septic, and a whole-house water filtration system, as well as high-speed internet. Property also includes impressive 2-story, 2-car detached barn/garage with workshop and adjoining shed, abundant storage, and versatile guest loft or hobby space with electric. The home offers a seamless blend of comfort and functionality with both indoor and outdoor living areas. Sip your morning coffee and watch the sunrise, spend the day swimming or boating, enjoy dinner and drinks on the expansive lakeside deck. Mature landscaping and lush plantings surround the home with a fully fenced lower yard. Whether you're seeking a primary residence, a vacation getaway, or an investment in one of the Finger Lakes' most desirable waterfront locations, this exceptional property delivers breathtaking natural beauty, relaxed lakeside living, and lasting value. Schedule a showing today and discover why this lakefront home feels like a vacation every day!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
South Seneca High SchoolGrades 6-129.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1928

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Freezer,Propane Water Heater,Refrigerator,Washer,Water Purifier Owned
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Separate/Formal Living Room,Sliding Glass Door(s),Solid Surface Counters
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Linoleum,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,715
  • Total interior livable area: 1,715 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 45208901100000020410000000
  • Special condition: Standard
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Dock,Fence,Gravel Driveway,Patio,Private Yard,See Remarks,Propane Tank - Leased
  • Fencing: Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Boat Ramp/Lift Access,Dock Access,Lake
  • Waterbody name: Cayuga Lake
  • Frontage length: 100

Lot

  • Lot size: 0.46 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 100 x 204

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Electricity,Garage,Storage,Workshop in Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$622$7,464
Property Taxes $1,337$16,044
Electricity $283$3,401
Total$6,535$78,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,057/yr
40% on housing$196,050/yr
45% on housing$174,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 14847$225
Seneca County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 14847$138
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$849,000

For Sale by Agent

AgentNicholas M. Davoli
BrokerageCentury 21 Steve Davoli RE

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