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9580 Lodi Center Rd, Lodi, NY, 14860

2beds
1baths
1,020sqft
$144,900
$142price/sqft
$1,221/moest. monthly cost
$48,840/yrincome needed

About This Home

First time this family home has ever been on the market! This quaint country home boasts a bright kitchen, large living room, 2 bedrooms and a full bath. There are two smaller rooms that have been used as bedrooms but either would make a great office or den! There are washer/dryer hookups, wall AC, efficient wood pellet stove with a freestanding propane vented heater being the primary source of heat. Outdoors there is a nice covered deck and 1.6 pretty acres with lots of greenspace in the backyard to enjoy. The roof is only 6 years old, the windows have been replaced, newer siding and hot water heater... decent little place for a first home or those looking for one floor living! Sellers intended to tear down the old garage this Spring - the floor is concrete, providing a great start for a new garage! Property is centrally located, any way you go the drive is scenic - enjoy your ride to Watkins Glen, Ithaca, Geneva or any Finger Lakes destination! Please do not enter the garage, the kitchen stove will need to be replaced.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
6/10
South Seneca High SchoolGrades 6-127.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Block
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Den,Eat-in Kitchen,Separate/Formal Living Room,Sliding Glass Door(s),Bedroom on Main Level
  • Door features: Sliding Doors
  • Flooring: Carpet,Laminate,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Other,See Remarks
  • Cooling features: Other,See Remarks,Wall Unit(s)

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Property

Details

  • Parcel number: 45268901800000010210000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Gravel Driveway,Propane Tank - Leased

Lot

  • Lot size: 1.60 Acres
  • Features: Irregular Lot,Rural Lot
  • Lot size dimensions: 341 x 88

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$15$180
Property Taxes $228$2,736
Electricity $246$2,954
Total$1,221$14,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,862/yr
40% on housing$36,630/yr
45% on housing$32,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 14860$274
Seneca County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 14860$501
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$164,900
2025-12-28Listed for sale$170,000
2005-07-13Sold$3,000

For Sale by Agent

AgentShawna Lott
BrokerageFranzese Real Estate

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