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2291 South St, Ovid, NY, 14521

2beds
2baths
2,210sqft
$299,900
$136price/sqft
$2,440/moest. monthly cost
$97,600/yrincome needed

About This Home

Spacious ranch-style home offering an open floor plan, flexible living space, and endless potential! Featuring 2–3 bedrooms and 2 bathrooms, this property provides comfortable living with room to make it your own. The welcoming layout offers generous living and entertaining areas, creating the perfect opportunity for both everyday living and hosting guests. Major structural and mechanical updates include high beams and a multi-zone hot water heating system designed for efficiency and comfort. The property is serviced by a well and utilizes a propane tank. The lower level was previously finished, offering additional usable living space and potential for recreation, entertaining, or storage. It's represents a fantastic opportunity to restore and add even more value to the home. Outside, enjoy the spacious inground pool with pavilion coverage, expansive rear acreage, and peaceful country surroundings offering room to enjoy, expand, or reimagine the property. The home does need some rehab work, but with its open layout and solid construction, it offers the perfect canvas to create an ideal living space and build equity. Whether you are looking for a primary residence, investment opportunity, or country retreat with potential, this property is full of possibilities.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
6/10
South Seneca High SchoolGrades 6-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1985

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Electric Water Heater,Free-Standing Range,Microwave,Oven,Refrigerator,Tankless Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Entrance Foyer,Separate/Formal Living Room,Galley Kitchen,Country Kitchen,Living/Dining Room
  • Flooring: Ceramic Tile,Laminate,Tile,Varies

Heating

  • Heating features: Propane,Baseboard,Hot Water

Interior Area

  • Total structure area: 2,210
  • Total interior livable area: 2,210 sqft

Property

Details

  • Parcel number: 45288901000000010190210000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Exterior features: Blacktop Driveway,Pool,Propane Tank - Leased

Lot

  • Lot size: 9.80 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 337 x 654

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$87$1,044
Property Taxes $472$5,664
Electricity $365$4,382
Total$2,440$29,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,657/yr
40% on housing$73,200/yr
45% on housing$65,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 14521$123
Seneca County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 14521$203
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$329,900
2000-12-01Sold$101,000

For Sale by Agent

AgentDavid W. Young
BrokerageThe Young Agency

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