See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2309 South St, Ovid, NY, 14521

6beds
2baths
3,264sqft
$349,900
$107price/sqft
$2,961/moest. monthly cost
$118,440/yrincome needed

About This Home

Nestled on nearly 10 acres, this spacious farmhouse-style home offers the perfect blend of country charm, functionality, and endless potential. Previously operated as a care home serving veterans and elderly residents, the property features over 3,200 sq. ft. of living space with up to 10 possible bedrooms, 2 full bathrooms, shared men’s and women’s bathroom areas with dual showers, and expansive gathering spaces ideal for multi-generational living, hospitality, residential, or business opportunities. Built in 1910, the home showcases timeless character while offering a flexible layout to fit a variety of needs. The open-concept design includes a commercial-style kitchen with breakfast bar, walk-in pantry, dedicated canning room, formal dining area, and a spacious first-floor primary suite complete with a large walk-in closet and ensuite featuring a walk-in shower. Buyers may also appreciate the opportunity for additional heating savings by reconnecting the existing coal stove. A standout feature of the property is the impressive 2,100 sq. ft. workshop complete with electric, five-zone radiant in-floor heat, a fully finished walk-up loft, five overhead doors, and multiple working bays. This incredible space offers endless possibilities for contractors, hobbyists, automotive enthusiasts, storage, business use, recreational space, or a future studio/workshop setup. The radiant in-floor heat provides year-round comfort and functionality, making this a truly unique and highly desirable addition to the property. Outside, enjoy the gorgeous wraparound porch, expansive yard, pavilion area, and peaceful rural surroundings. The property offers endless possibilities for gardening, recreation, hobby farm use, or additional outdoor amenities while still being conveniently located near local conveniences. Whether you are searching for extra space, a country retreat, investment potential, or a property with room to grow, this unique property is full of opportunity and ready for its next chapter.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
6/10
South Seneca High SchoolGrades 6-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Block
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Blown-In Insulation,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Electric Water Heater,Free-Standing Range,Gas Cooktop,Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Granite Counters,Great Room,Kitchen/Family Room Combo,Living/Dining Room,Pantry,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Hardwood,Laminate,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Hot Water

Interior Area

  • Total structure area: 3,264
  • Total interior livable area: 3,264 sqft

Property

Details

  • Parcel number: 45288901000000010220110000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway,Propane Tank - Owned

Lot

  • Lot size: 0.80 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 152 x 211

Parking

  • Total spaces: 5
  • Parking features: Detached,Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$102$1,224
Property Taxes $551$6,612
Electricity $539$6,472
Total$2,961$35,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,520/yr
40% on housing$88,830/yr
45% on housing$78,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 14521$127
Seneca County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 14521$203
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$399,900
2002-08-01Sold$165,000
1991-07-03Sold$36,000

For Sale by Agent

AgentDavid W. Young
BrokerageThe Young Agency

Similar Homes