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2522 County Road 139, Ovid, NY, 14521

3beds
4baths
2,888sqft
$355,000
$123price/sqft
$2,934/moest. monthly cost
$117,360/yrincome needed

About This Home

Welcome to country living in the heart of the Finger Lakes! This inviting 3 bedroom, 3.5 bath home offers the perfect blend of comfort, flexibility, and peaceful surroundings. The thoughtfully designed floor plan features a spacious first floor primary suite that can also serve as a private in law suite. Filled with abundant natural light, the home feels warm and welcoming throughout. Multiple living spaces, including a living room, family room, and dedicated office; provide plenty of room to relax, work, or entertain. Enjoy the beauty of every season from the charming three season porch, or step outside to the deck to take in the tranquil setting and surrounding nature. Additional outdoor storage is conveniently located along the side of the home. A large detached garage with a loft provides exceptional space for vehicles, storage, hobbies, or a workshop. Set in a serene country setting, this property offers the best of peaceful living while remaining just a short drive from Geneva, Seneca Lake, and attractions the Finger Lakes region has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
8/10
South Seneca High SchoolGrades 6-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1857

Materials

  • Foundation: Stone
  • Construction materials: Blown-In Insulation,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Microwave,Propane Water Heater,Refrigerator,Range Hood,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space,Exterior Entry,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Features

  • Den,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Living/Dining Room,Pantry,Bedroom on Main Level,In-Law Floorplan,Main Level Primary,Primary Suite,Workshop
  • Flooring: Hardwood,Laminate,Varies,Vinyl

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 2,888
  • Total interior livable area: 2,888 sqft

Property

Details

  • Parcel number: 45288901100000010350120000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway,Propane Tank - Owned

Lot

  • Lot size: 1.88 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot
  • Lot size dimensions: 445 x 190

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$103$1,236
Property Taxes $559$6,708
Electricity $477$5,727
Total$2,934$35,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,594/yr
40% on housing$88,020/yr
45% on housing$78,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 14521$125
Seneca County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 14521$203
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$355,000
2026-07-06Listed for sale$367,000

For Sale by Agent

AgentSara Rovitz
BrokerageWarren Real Estate of Ithaca Inc.

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