21 Troy St, Seneca Falls, NY, 13148
About This Home
Real Estate Auction on Aug. 16, 2026 @ 1 PM! No Minimum Bid. List price reflects assessed value! Bidding Starts at $1! Delayed Showing. Showings on 8/9 & 1 hour prior to the Auction only. This is a Live Onsite & Online Unreserved Real Estate Auction! Features: 2,409 Sq. Ft., 2 Family Home w/4 Total Bedrooms & Detached 2 Car Garage on 63.5' x 112' (.17 Ac.) +/- Lot! APT 1: 3 Bedrooms Down & Up - Open front Porch to Enc. Vestibule w/Wainscoting paneling. Front Living Rm w/sitting nook. Dining Room w/Original Pine floor. French Doors to Front Primary Bedroom w/closet. Full Bath/Laundry Room w/front loading Washer & Gas Dryer. Family Room w/Built-in storage cupboards, 5’w closet. Eat-In Kitchen w/Modern raised paneled Cabinets, Formica Countertops, SS Sink, Dishwasher, GE Nat. Gas 5-Burner Oven Range, Hisense™ Refrigerator/Freezer, lighted ceiling fan. Off Family Rm is an Enclosed Sunroom/Porch & Stairway to Back Yard. Front Living Room stairs to 2nd floor w/original Oak hdwd. flrs. Living Room or possible Bedroom w/closet. Front Bedroom w/original Oak hdwd. flrs. Full Bath w/small Vanity w/Sink, Medicine Cabinet, Plastic over Ceramic tile Tub/Shower, Toilet & vinyl replacement window. Back hallway w/storage area w/Nat. Gas forced air Furnace (for 2nd flr Apt.) Full Basement from Kitchen w/Limestone Block & Red Brick foundation, Concrete Floor, Sump Pump, 200 AMP Main feeds 2 separate100 AMP Electric CB Panel Boxes, 40 Gal. Nat. Gas water heater, old cistern, Nat. Gas Forced Air Furnace w/Central AC (for 1st flr.) & Bilco Door to back yard. Detached 2 Car Garage & small Shed. APT 2: 1 Bedroom Up - Rear Stairway to 2nd Floor. Living Room. Eat-In Kitchen. Full Bath. Bedroom w/built-in Dresser w/2 flanking closets. Rent: $425/mo. + half of Water Bill ($137.50/3 mo.) + Utilities.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Foundation: Block,Other,See Remarks
- Roof: Asphalt,Pitched,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,409
- Total interior livable area: 2,409 sqft
Property
Details
- Parcel number: 45328900600000010500000000
- Special condition: Auction
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
Lot
- Lot size: 7,405 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 63 x 112
Parking
- Total spaces: 2
- Parking features: Garage,Paved,Two or More Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Seneca County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $694 | $8,328 |
| Home Insurance * | $63 | $756 |
| Property Taxes | $216 | $2,592 |
| Electricity | $398 | $4,777 |
| Total | $1,371 | $16,452 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 1998-12-08 | Sold | $63,000 |
View on Zillow