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101 E Bayard St, Seneca Falls, NY, 13148

3beds
3baths
1,596sqft
$179,900
$113price/sqft
$1,538/moest. monthly cost
$61,520/yrincome needed

About This Home

Welcome Home to Comfort and Convenience in Seneca FallsThis wonderful two story home is now available in the heart of Seneca Falls, offering modern updates, thoughtful design, and spaces that make everyday living easy and enjoyable.The second floor features three well appointed bedrooms and two and a half baths, including a spacious ensuite retreat with a large walk in shower. Two additional bedrooms provide generous space and closets, perfect for family, guests, or a home office. The second floor laundry adds exceptional convenience—no more carrying baskets up and down stairs.On the first floor, you’ll find new, modern kitchen appliances, a welcoming dining area, and a comfortable living room complete with a gas fireplace that keeps cold winter weather warm and cozy.A covered front porch offers the perfect spot to sit back and relax, while the fully fenced backyard is ready for outdoor enjoyment, pets, gatherings, and gardening.Additional updates include a new heating system, and a durable metal roof that provides long lasting protection and peace of mind.This home blends comfort, style, and practicality—ready for its next owners to move right in and enjoy. Delayed showings begin on 7/29. Delayed negotiations begin on Monday 8/4. Offers due at 11am.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
7/10
Mynderse AcademyGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Living Room,Country Kitchen,Window Treatments
  • Window features: Drapes
  • Flooring: Carpet,Luxury Vinyl,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Property

Details

  • Parcel number: 45328901300000010170000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Fully Fenced,Gravel Driveway
  • Fencing: Full

Lot

  • Lot size: 8,276 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 52 x 167

Parking

  • Total spaces: 1.5
  • Parking features: Detached,Garage,Storage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$83$996
Property Taxes $283$3,396
Electricity $263$3,165
Total$1,538$18,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,731/yr
40% on housing$46,140/yr
45% on housing$41,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 13148$177
Seneca County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 13148$149
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$179,900
2026-08-05Contingent$179,900
2026-07-29Listed for sale$179,900
2014-09-25Sold$52,000
2014-06-18Price change$56,900
2014-06-05Listed for sale$59,900
2014-06-05Pending sale$59,900
2014-03-28Price change$59,900
2013-10-09Price change$62,900
2013-08-23Price change$66,900
2013-05-10Price change$69,900
2013-03-13Listed for sale$72,900
2001-01-11Sold$67,000
1997-08-21Sold$69,000

For Sale by Agent

AgentCarol Cosentino
BrokerageCentury 21 Steve Davoli RE

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