12 Cuddeback St, Seneca Falls, NY, 13148
About This Home
Welcome to this beautifully updated 1,118 sq ft ranch situated on a spacious .43 acres corner lot with a partially wooded backyard offering privacy and a peaceful setting. Located in a quiet, desirable neighborhood. Walking distance to the middle school and just a short walk from downtown shopping, dining and local amenities. Inside, the open-concept layout is designed for modern living with 2 spacious bedrooms and 2 full bathrooms. A bright and inviting sunroom overlooks the private backyard and leads to a large deck-perfect for enjoying your morning coffee, hosting summer gatherings or simply relaxing. Nestled in the heart of the finger lakes, this home offers the perfect opportunity to experience everything the region has to offer. Spend your days boating, fishing or relaxing on the pristine waters of Cayuga Lake and Seneca Lake. Then explore the area’s award-winning wineries, breweries, restaurants and scenic trails. Buyer to accept existing survey done in 2024. Agent is related to seller with vested interest. The shed is as is. Delayed Negotiations until Monday, August 3rd at 5pm. Please allow 24 hour response to all offers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1988
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding,Copper Plumbing,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Breakfast Bar,Eat-in Kitchen,Pull Down Attic Stairs,Air Filtration,Main Level Primary
- Flooring: Ceramic Tile,Luxury Vinyl,Varies
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Electric,Zoned
- Cooling features: Zoned,Window Unit(s),Wall Unit(s)
Interior Area
- Total structure area: 1,118
- Total interior livable area: 1,118 sqft
Property
Details
- Parcel number: 45328902000000040270000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Blacktop Driveway,Deck
Lot
- Lot size: 0.43 Acres
- Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
Parking
- Total spaces: 1
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Seneca County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $314 | $3,768 |
| Electricity | $246 | $2,954 |
| Total | $1,662 | $19,944 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $199,900 |
| 2026-07-29 | Listed for sale | $199,900 |
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