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2537 Edwards Rd, Waterloo, NY, 13165

4beds
3baths
1,592sqft
$285,000
$179price/sqft
$2,277/moest. monthly cost
$91,080/yrincome needed

About This Home

Comfortable country home situated on a beautiful 1.98-acre lot midway between Geneva and Waterloo. This unique property offers flexibility, space, and character throughout, with 4 bedrooms, 3 bathrooms, multiple dining areas, 1st floor laundry, and a spacious living room with exposed beams. Outside, enjoy a peaceful country setting with mature trees, patio space, and excellent setback from the road. A huge detached garage with storage, an RV parking addition, and multiple overhead doors offers outstanding space for hobbies, vehicles, equipment, or an at-home business. A truly unique property with room to live, work, and enjoy the setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Skoi Yase SchoolGrades PK-22.8 mi
3/10
Waterloo Middle SchoolGrades 6-82.5 mi
4/10
Waterloo High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1974

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Jetted Tub,See Remarks,Sliding Glass Door(s),Skylights,In-Law Floorplan,Bath in Primary Bedroom,Workshop
  • Door features: Sliding Doors
  • Window features: Skylight(s),Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Varies

Heating

  • Heating features: Gas,Forced Air,Wall Furnace

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Property

Details

  • Parcel number: 45388902100000010671120000
  • Special condition: Standard
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Blacktop Driveway,Deck,Patio

Lot

  • Lot size: 1.98 Acres
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 200 x 416

Parking

  • Total spaces: 6
  • Parking features: Detached,Garage,Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$125$1,500
Property Taxes $448$5,376
Electricity $263$3,157
Total$2,277$27,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,068/yr
40% on housing$68,310/yr
45% on housing$60,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 13165$90
Seneca County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 13165$112
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$275,000
2026-08-08Price change$275,000
2026-07-16Price change$285,000
2026-07-06Price change$295,000
2026-06-25Listed for sale$305,000
2016-06-24Sold$170,500
2016-03-21Pending sale$184,900
2015-08-12Price change$184,900
2015-06-19Listed for sale$189,900
2015-06-02Pending sale$189,900
2015-05-09Listed for sale$189,900

For Sale by Agent

AgentJohn P. Parrott III
BrokerageColdwell Banker Finger Lakes

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