670 Mineral Springs Road, Cobleskill, NY, 12043
About This Home
Open House Saturday 8th 2026 from 3pm to 5pm. MOTIVATED SELLERS! Opportunity awaits with this charming 1 bedroom, 1.5 bath home situated on 0.91 acres in a convenient Cobleskill location. This property offers a great foundation for someone looking to add the finishing touches and make it their own. Recent improvements include a new steel roof, new vinyl siding, new energy efficient windows, updated bathrooms, new appliances, spray foam insulation, some updated electrical wiring, a new country style kitchen sink, new light fixtures, an expanded driveway, and the house and garage are wired for a generator. The combination of the new windows and spray foam insulation helps make the home more energy efficient and comfortable year round. Outside, you'll find two garages, one ideal for parking your vehicle and another perfect for a workshop, hobby space, storage, or your favorite hobbies. The property also includes an additional outbuilding currently used for storage. The structure is being sold as-is and is not intended for access during showings. Conveniently located just minutes from the Cobleskill Golf & Country Club, Walmart, and Interstate 88, this property offers the perfect blend of country living with easy access to shopping, recreation, and commuting. There are still a few finishing touches needed inside, offering a great opportunity to personalize the space and make it your own. With many major updates already completed, this home is a fantastic opportunity to add your own style. Don't miss your chance to see all this property has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled,Under Construction
- Year built: 1860
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Old Style
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Oven,Gas Water Heater,Range,Refrigerator,Washer
- Laundry features: Common Area,Gas Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Interior Entry,Partial
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- High Speed Internet,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island
- Door features: Storm Door(s)
- Window features: Screens,Double Pane Windows,Insulated Windows
- Flooring: Vinyl,Laminate
- Fireplace features: Other,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,050
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Other,Forced Air,Propane,Space Heater
- Cooling features: None
Interior Area
- Total structure area: 1,050
- Total interior livable area: 1,050 sqft
Kitchen
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Other
- Level: First
Other
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 432689 68.19
- Special condition: Standard
Features
- Patio & porch: Side Porch,Covered,Front Porch
- Exterior features: Garden,Lighting
- Fencing: Other,Wire
- Has view: Yes
- View description: Trees/Woods,Hills
Lot
- Lot size: 0.91 Acres
- Features: Rolling Slope,Private,Road Frontage,Sloped,Cleared,Garden
Parking
- Total spaces: 5
- Parking features: Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schoharie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,054 | $12,648 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $326 | $3,912 |
| Electricity | $246 | $2,954 |
| Total | $1,747 | $20,964 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $208,500 |
| 2026-07-10 | Price change | $209,900 |
| 2026-06-29 | Listed for sale | $220,000 |
| 2023-03-30 | Sold | $153,000 |
| 2023-03-02 | Pending sale | $158,900 |
| 2022-12-02 | Price change | $158,900 |
| 2022-10-31 | Listed for sale | $164,900 |
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