344 Pleasant Valley Road, Fulton, NY, 12071
About This Home
Tucked along the base of the Towpath Mountain and nearby state lands, this hunter's cottage sits on 56.36 acres with year-round Pleasant Valley Creek and picture perfect waterfalls. A classic 2 level design opens to twin decks - upper and lower, both overlooking the babbling creek, towering mountains and trees. Ideal for morning coffee, glassing wildlife or winding down by the sound of rushing water. Inside warm wood finishes and updated systems blend rustic character with modern comforts. The open living area frames woodland views while a practical well appointed kitchen and cozy bedrooms make extended stays easy in any season. Step outside to natural terrain - mixed timber, gentle ridge-lines and game rich habitat - offering excellent hunting, hiking and exploring right from your door. A rare, newly restored, heated 3 bay garage for trucks, ATV's, gear and workshop set up, keep equipment ready to roll no matter the weather. With proximity to state lands, a garden, a pond, a running creek that threads the property and that serene waterfall as your daily soundtrack, this is a turnkey (furniture included) mountain retreat - private - peaceful and purpose built for the outdoors.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1958
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Block,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Refrigerator,Microwave,Electric Water Heater,Electric Oven,Dryer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Level: Lower
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Stone Counters,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Blinds,Double Pane Windows
- Flooring: Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 450
- Finished area above ground: 660
Heating & Cooling
- Heating features: Fireplace(s),Hot Water,Oil
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,110
- Total interior livable area: 1,110 sqft
Kitchen
- Level: First
Laundry
- Level: Lower
Living Room
- Level: First
Master Bedroom
- Level: First
Other
- Level: Lower
Utility Room
- Level: Lower
Property
Details
- Parcel number: 12
- Zoning: Residential
- Other equipment: Dehumidifier
Features
- Levels: Two
- Pool features: None
- Patio & porch: Covered,Deck,Front Porch,Rear Porch,Wrap Around
- Exterior features: Smart Lock(s)
- Fencing: None
- Has view: Yes
- View description: Creek/Stream,Mountain(s),Ridge,Trees/Woods,Valley
- Has water view: Yes
- Water view: Creek/Stream
Lot
- Lot size: 56.36 Acres
- Features: Pond on Lot,Back Yard,Garden,Gentle Sloping,Landscaped,Many Trees,Meadow,Private,Secluded,Sloped,Steep Slope,Views,Waterfall,Wooded
Parking
- Total spaces: 3
- Parking features: Heated Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Schoharie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,272 | $27,264 |
| Home Insurance * | $239 | $2,868 |
| Property Taxes | $704 | $8,448 |
| Electricity | $246 | $2,954 |
| Total | $3,461 | $41,532 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $449,500 |
| 2023-12-18 | Sold | $290,000 |
| 2023-10-23 | Pending sale | $299,000 |
| 2023-09-28 | Listed for sale | $299,000 |
| 2022-12-18 | Listing removed | -- |
| 2022-10-03 | Price change | $224,999 |
| 2022-07-30 | Price change | $249,900 |
| 2022-06-17 | Listed for sale | $269,000 |
| 2001-06-26 | Sold | $31,000 |
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