See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

224 High Pine Meadows Road, Middleburgh, NY, 12122

1beds
1baths
1,152sqft
$185,000
$161price/sqft
$1,566/moest. monthly cost
$62,640/yrincome needed

About This Home

Escape to the peace and privacy of the countryside with this charming 1-bedroom home set on 5 beautiful acres. Nestled in a secluded setting and minutes from state land, this property offers the perfect blend of tranquility and outdoor opportunity. Inside, you'll find a spacious great room that serves as the heart of the home--ideal for relaxing, entertaining, or customizing to fit your vision. The layout provides a solid foundation, with just a few finishing touches needed to truly make it your own and bring the space to life. Whether you're looking for a quiet retreat, a weekend getaway, or a full-time residence surrounded by nature, this property is full of potential. Enjoy wide open space, privacy, and the chance to create something uniquely yours--all in a serene country setting. Don't miss this opportunity to own your own slice of rural paradise. Cash only sale as needs to be finished

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
5/10
Middleburgh High SchoolGrades 7-126.8 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 1991

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Sliding Doors
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 150421
  • Zoning: 01

Features

  • Levels: Two
  • Patio & porch: None
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Hills,Mountain(s)

Lot

  • Lot size: 5 Acres
  • Features: Many Trees,Private,Secluded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Schoharie County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$96$1,152
Property Taxes $289$3,468
Electricity $246$2,954
Total$1,566$18,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,691/yr
40% on housing$46,980/yr
45% on housing$41,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 12122$165
Schoharie County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12122$144
Schoharie County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$199,900
1989-04-28Sold$12,000

For Sale by Agent

AgentLisa Tenneson
BrokerageFour Star Realty Group, Inc.

Similar Homes