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129 Havrish Rd, Stamford, NY, 12167

4beds
2baths
2,267sqft
$299,000
$132price/sqft
$2,437/moest. monthly cost
$97,480/yrincome needed

About This Home

Escape to the country in this fully renovated farmhouse set on nearly two acres. Featuring 4 bedrooms and 2 full bathrooms, the home is situated on a quiet country road and offers the perfect blend of privacy, character, and modern comfort. Ideally located near the charming towns of Stamford and Jefferson, you'll enjoy easy access to local shops, restaurants, farmers markets, and year-round outdoor activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

3/10
Jefferson Central SchoolGrades PK-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1860

Materials

  • Foundation: Poured
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Two Story
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Propane Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Entrance Foyer,Country Kitchen,Kitchen Island,Bedroom on Main Level
  • Flooring: Ceramic Tile,Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 2,267
  • Total interior livable area: 2,267 sqft

Property

Details

  • Parcel number: 178.25
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 1.80 Acres
  • Features: Irregular Lot,Rural Lot
  • Lot size dimensions: 550 x 400

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Schoharie County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$84$1,008
Property Taxes $468$5,616
Electricity $374$4,495
Total$2,437$29,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,554/yr
40% on housing$73,110/yr
45% on housing$64,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 12167$205
Schoharie County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12167$217
Schoharie County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$279,000
2026-06-16Listed for sale$299,000
2024-06-28Sold$230,000
2024-04-12Pending sale$275,000
2024-03-30Price change$275,000
2024-01-09Listed for sale$289,900
2023-10-19Listing removed--
2023-10-15Price change$275,000
2023-09-01Listed for sale$289,000
2023-08-28Listing removed--
2023-07-30Price change$289,000
2023-07-19Listed for sale$299,000
2023-07-12Pending sale$299,000
2023-05-24Price change$299,000
2023-04-02Price change$325,000
2023-02-27Listed for sale$339,900

For Sale by Agent

AgentElizabeth A. McGuire
BrokerageKeller Williams Upstate NY Properties

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