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6510 State Route 10, Sharon Springs, NY, 13459

4beds
3baths
3,728sqft
$695,000
$186price/sqft
$5,543/moest. monthly cost
$221,720/yrincome needed

About This Home

The original home was built circa 1890 and moved in 1991. The home was completely renovated with bespoke vintage style custom Pella windows while still preserving the original staircase, woodwork, and Rare Southern Yellow Pine wood floors. The house contains 3 fireplaces. The huge fireplace in the Great Room is flanked by (2) 120 year old columns made of poplar. The newly renovated kitchen has a Bertazzoni six burner gas stove with 2 ovens. Countertops and eating spaces are granite from Brazil. The full basement has a small wine cellar which can hold 1000+ bottles. Bonus room above the garage with gas fireplace allows for many possibilities. The house overlooks a 1-acre stocked pond. Beyond the property are views of hills and mountains. Many rare perennials throughout the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1890

Materials

  • Foundation: Concrete Perimeter
  • Roof: Rubber,Asphalt
  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Double Oven,Freezer,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Bilco Doors,Full

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Solid Surface Counters,Wine Cellar,Built-in Features,Cathedral Ceiling(s),Ceramic Tile Bath,Chair Rail,Crown Molding,Eat-in Kitchen,Kitchen Island
  • Door features: French Doors
  • Window features: Skylight(s)
  • Flooring: Wood,Carpet,Hardwood,Laminate,Marble
  • Number of fireplaces: 3
  • Fireplace features: Other,Dining Room,Family Room,Gas,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,728

Game Room

  • Level: Second

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Electric,Hot Water,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 3,728
  • Total interior livable area: 3,728 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Office

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 434400 32.16
  • Special condition: Estate

Features

  • Patio & porch: Pressure Treated Deck,Deck,Front Porch
  • Exterior features: Garden
  • Has view: Yes
  • View description: Mountain(s),Pond,Skyline,Trees/Woods,Valley,Hills
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 4.90 Acres
  • Features: Level,Road Frontage,Sloped,Views,Cleared,Garden,Landscaped

Parking

  • Total spaces: 12
  • Parking features: Off Street,Stone,Under Residence,Attached,Circular Driveway,Driveway,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Schoharie County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$325$3,900
Property Taxes $1,088$13,056
Electricity $616$7,393
Total$5,543$66,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,045/yr
40% on housing$166,290/yr
45% on housing$147,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 13459$121
Schoharie County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 13459$194
Schoharie County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-10Listed for sale$750,000
2024-10-24Listing removed$750,000
2024-04-24Listed for sale$750,000
2024-01-13Listing removed--
2023-07-11Listed for sale$750,000

For Sale by Agent

AgentRebecca C Zarski
BrokerageHoward Hanna Capital Inc

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