108 Division Street, Sharon Springs, NY, 13459
About This Home
A rare opportunity has just become even more extraordinary. The price of this magnificent estate has been dramatically reduced to give you complete flexibility. The home is now offered without its remarkable antique furniture--allowing buyers to purchase these curated pieces separately if they wish. This adjustment opens the door for a wider audience while preserving the option to step directly into a fully furnished, magazine-worthy residence. Nestled in the Village of Sharon Springs, this sanctuary blends timeless elegance with modern comfort. Sunlight pours across oak floors, Amish-made crown molding, marble kitchen tiles, and soaring cathedral ceilings, creating an atmosphere of serenity. The grand foyer leads to a breathtaking living room crowned by a dazzling chandelier, while the formal dining room's hand-painted mural adds sophistication. The kitchen flows into a radiant breakfast room overlooking lush, landscaped grounds. The primary suite serves as a private retreat with a luxurious bath and walk-in dressing room. Three additional bedrooms--each with walk-in closets--open to two tranquil balconies perfect for sunrise coffee or sunset views. A finished lower level enhances the estate's indulgent amenities with a cozy family room, wood-burning stove, sauna, and additional bath. Major updates include newer roof, windows, plumbing, and electrical. An in-law apartment with private entrance elevates the property's versatility, ideal for multigenerational living, rental income, or a guest residence. A second building has endless possibilities, from a guest suite to a spa studio or creative studio. A third space is another opportunity for rental income. Outside, the estate transforms into a personal resort--pergola with outdoor jacuzzi, pool, blue stone patio, water fountain, and vibrant gardens. All set on a quiet dead-end street Approx. one hour to Albany, Saratoga Horse Racing & Casino, Lake George, Cooperstown, Windham Ski resorts & Major Airports
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1920
Materials
- Foundation: Stone
- Roof: Shingle,Asphalt
- Construction materials: Brick,Cedar,Stone,Stucco,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Old Style
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave,Range,Refrigerator,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Laundry Closet,Laundry Room,Main Level,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Heated,Interior Entry,Partial,Walk-Out Access,Wood Stove
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Dining Room
- Level: First
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- High Speed Internet,Ceiling Fan(s),Sauna,Walk-In Closet(s),Wet Bar,Crown Molding,Dry Bar,Eat-in Kitchen
- Door features: French Doors
- Window features: Double Pane Windows,Insulated Windows
- Flooring: Tile,Wood,Hardwood,Marble,Parquet
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove,Basement,Family Room
- Fireplace: Yes
- Finished area below ground: 890
- Finished area above ground: 3,199
Foyer
- Level: First
Great Room
- Level: First
Heating & Cooling
- Heating features: Baseboard,Hot Water,Propane,Propane Tank Leased,Wood Stove
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 3,199
- Total interior livable area: 3,199 sqft
Kitchen
- Level: First
Kitchen
- Level: First
Laundry
- Level: Second
Laundry
- Level: First
Living Room
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 434601 5.14213
- Special condition: Standard
Features
- Pool features: Above Ground,Outdoor Pool
- Patio & porch: Other,Covered
- Exterior features: Garden
- Fencing: Fenced,Gate,Partial
- Has view: Yes
- View description: Trees/Woods,Creek/Stream,Garden
- Has water view: Yes
- Water view: Creek/Stream
Lot
- Lot size: 0.30 Acres
- Features: Private,Road Frontage,Sloped,Negotiable,Cleared,Garden,Landscaped
Parking
- Total spaces: 6
- Parking features: Off Street,Stone,Workshop in Garage,Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schoharie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $766 | $9,192 |
| Electricity | $528 | $6,343 |
| Total | $3,994 | $47,928 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $489,000 |
| 2026-07-02 | Price change | $589,800 |
| 2026-06-12 | Listed for sale | $689,800 |
| 1996-01-26 | Sold | $35,000 |
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