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118 Lookout Drive, Charlotteville, NY, 12036

2beds
1baths
684sqft
$127,000
$186price/sqft
$1,129/moest. monthly cost
$45,160/yrincome needed

About This Home

What if the perfect getaway is a vintage trailer on a hilltop with a million-dollar view? Welcome to 118 Lookout Drive in Summit, New York, where 24.3 acres of rolling Schoharie County countryside are yours to imagine. Perched where air is crisp and the views stretch for miles, this two-bedroom, one-bathroom home is a blank canvas with serious potential. Picture string lights on the wrap-around deck, a fire pit under the stars, and nothing but open land in every direction. With a little imagination and some work, this hilltop hideaway could become the coolest weekend escape or short-term rental in the region. The home itself is a groovy vintage trailer that needs some work, but it's made for simple, easy living, so you can enjoy every bit of being out in the countryside. The retro kitchen is beautiful if you love vintage, and the dedicated, almost mad-man-like dining area is the perfect spot to enjoy whatever treasures you brought home from all the local farmers' markets, farms, and homestead makers. Or when you step out to the wrap-around deck, you have a front-row seat to the changing seasons and the spectacular vistas that define this corner of Upstate New York. A pier-and-beam foundation, durable metal roof, handy storage shed, and fully fenced back yard round out the essentials, while the dirt driveway adds to the authentic rural charm. And when you are ready for a little small town life, it is never far. Just down the road, grab fresh roasted coffee at the Charlotteville General Store, catch live music with friends at the Peppercorn Tavern, or spend an afternoon exploring the local museum. You have choices at this price for all this acreage, but this vintage trailer has features that would let anyone with the right vision breathe new life into its handsome qualities. Whether you are dreaming of a peaceful primary residence, a rustic weekend retreat, or an income-producing getaway, 118 Lookout Dr gives you the land, the view, and the vision to make it happen.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Fixer
  • Year built: 1972

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Oven,Range Hood,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Eat-in Kitchen
  • Window features: Storm Window(s),Aluminum Frames
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 684

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 684
  • Total interior livable area: 684 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 434800 122.115
  • Zoning description: Single Residence
  • Special condition: Standard
  • Other equipment: None

Features

  • Patio & porch: Wrap Around,Deck
  • Exterior features: Other
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: Meadow,Mountain(s),Pasture,Trees/Woods,Hills

Lot

  • Lot size: 24.30 Acres
  • Features: Secluded,Meadow,Mountain(s),Private,Road Frontage,Sloped,Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Schoharie County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $642$7,704
Home Insurance *$43$516
Property Taxes $198$2,376
Electricity $246$2,954
Total$1,129$13,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,708/yr
40% on housing$33,870/yr
45% on housing$30,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 12036$228
Schoharie County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12036$294
Schoharie County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$127,000
1993-04-09Sold$22,000

For Sale by Agent

AgentChristy L Dahms
BrokerageCharlotteville Realty LLC

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