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403 N Meadow Dr, Ogdensburg, NY, 13669

4beds
2baths
2,080sqft
$349,900
$168price/sqft
$3,018/moest. monthly cost
$120,720/yrincome needed

About This Home

Beautifully maintained 4-bedroom raised ranch set on a spacious, landscaped corner lot. The main level features brand-new hardwood floors throughout, a welcoming living room with a fireplace, and sliding glass doors that open to a private wraparound deck. The large kitchen offers an inviting dining area with convenient access to the backyard, in-ground pool, and privacy fencing—perfect for relaxing or entertaining. The primary bedroom includes direct access to the main full bath, with two additional bedrooms also located on this level. The lower level offers a cozy yet spacious family room with a freestanding gas stove, an additional bedroom, a laundry room, garage access, and a generous half bath. Enjoy lush green lawn space, a large storage shed, and an attached 2-car garage that provides ample room for parking and storage.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
John F Kennedy SchoolGrades PK-61.2 mi
6/10
Ogdensburg Free AcademyGrades 7-121.9 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Shingle
  • Construction materials: Stone accent,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised ranch,Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Dishwasher,Refrigerator,Stove-Elec,Water Heater(Gas)
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower

Features

  • Flooring: Hardwood,Newer carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Free Standing Gas Stove
  • Fireplace: Yes
  • Finished area below ground: 676
  • Finished area above ground: 1,404

Heating

  • Heating features: Electric,Fireplace(s)

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: 48.057251

Features

  • Stories: 2
  • Pool features: Indoor
  • Patio & porch: Deck
  • Fencing: Privacy

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot
  • Lot size dimensions: 113 x 154

Parking

  • Total spaces: 2
  • Parking features: 2 car garage,Attached garage,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$344$4,128
Property Taxes $562$6,744
Electricity $343$4,124
Total$3,018$36,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,474/yr
40% on housing$90,540/yr
45% on housing$80,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 13669$106
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13669$61
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$349,900
2026-07-03Price change$375,000
2026-06-18Listed for sale$395,000

For Sale by Agent

AgentJennifer Stevenson
BrokerageBlue Heron Realty

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