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416 State St, Ogdensburg, NY, 13669

5beds
3baths
0sqft
$79,900
--price/sqft
$856/moest. monthly cost
$34,240/yrincome needed

About This Home

Charming Historic Multi-Family Home in the Heart of Ogdensburg Step into timeless elegance with this beautifully maintained historic home, ideally located just steps from downtown Ogdensburg. Featuring three separate living quarters, this property offers exceptional flexibility—live in one unit and rent the others for potential income of over $4,000 per month. Highlights include original hardwood floors, three decorative fireplaces (one with a stunning built-in bookcase), and a remodeled kitchen with a farmhouse sink and convenient first-floor laundry. Modern updates include three new electrical entrances, a 200-amp service, and a durable metal roof. Enjoy off-street parking with a two-spot carport and the charm of blue siding that enhances the home’s curb appeal. Perfectly situated near schools, shops, banks, and the post office, this rare gem combines historic character with modern comfort—ready for its next owner or investor.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
John F Kennedy SchoolGrades PK-60.9 mi
6/10
Ogdensburg Free AcademyGrades 7-120.6 mi

Construction

Condition

  • Property condition: Older Home (75+ yrs),Sold as Is
  • Year built: 1917

Materials

  • Foundation: Basement,Cellar,Stone
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional,Old Style
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Modern kitchen
  • Flooring: Carpet,Hardwood
  • Fireplace features: 3 or more fireplaces,Decorative,Living Room
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,900

Property

Details

  • Parcel number: 40120048.079226

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered patio

Lot

  • Lot size: 4,800 sqft
  • Features: Adj Pub/Priv Open Area,Level
  • Lot size dimensions: 60 x 80

Parking

  • Total spaces: 2
  • Parking features: 2 car carport,2 parking spaces
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$78$936
Property Taxes $128$1,536
Electricity $246$2,954
Total$856$10,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,348/yr
40% on housing$25,680/yr
45% on housing$22,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13669$110
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13669$61
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Price change$79,900
2025-10-21Listed for sale$129,000
2025-10-01Listing removed$99,900
2025-07-02Price change$99,900
2025-01-15Price change$139,900
2024-10-19Listed for sale$169,000
2020-05-23Listing removed$67,900
2019-10-01Price change$67,900
2019-05-25Listed for sale$69,900
2019-01-25Listing removed$75,000
2019-01-19Pending sale$75,000
2018-10-16Price change$75,000
2018-07-21Listed for sale$79,900

For Sale by Agent

AgentDiana Dufresne
Brokerage1st Class Realty Group

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