607 Montgomery St, Ogdensburg, NY, 13669
About This Home
Move right into this turnkey 4-bedroom home designed for comfortable living and easy entertaining. The main level features hardwood floors in the front living room, a second living area, convenient laundry closet, and a well-appointed kitchen with abundant counter space, ample cabinet storage, and updated appliances. Sliding glass doors lead to a screened side room and a bright all-season sunroom of the rear of the kitchen, creating great options for relaxing or hosting. Upstairs offers four bedrooms and a full bath. Outside, enjoy a privacy-fenced yard with an above-ground pool, generous deck space, room for a small garden or pets, and a storage shed. Recent improvements include newer windows, vinyl siding, and a gas-powered Generac generator for added peace of mind during power outages. A move-in-ready home with indoor and outdoor spaces ready to enjoy!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1898
Materials
- Foundation: Basement
- Roof: Metal,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Stove-Gas,Water Heater(Gas,Rental Water Heater)
- Laundry features: Laundry Closet,Main Level
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
Features
- Ceiling Fan(s),Natural Woodwork
- Flooring: Hardwood,Laminate,Vinyl
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,480
Property
Details
- Parcel number: 48.07988
Features
- Levels: 1.75 Story,1.5 Story
- Stories: 2
- Pool features: Above Ground
- Patio & porch: Deck,Enclosed porch
- Fencing: Privacy,Wood
Lot
- Lot size: 3,724 sqft
- Lot size dimensions: 38 x 98
Parking
- Total spaces: 2
- Parking features: 2 parking spaces,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lawrence County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $225 | $2,700 |
| Electricity | $246 | $2,954 |
| Total | $1,315 | $15,780 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $139,900 |
| 2026-07-06 | Listed for sale | $149,500 |
View on Zillow